If both names are listed on the account, YES. If only the deceased spouse was listed they will try to collect. They may try to file a claim against the estate. And if they estate is large enough they will succeed. After all, it is a legal debt and should be re-paid.
yes
The debts are considered to benefit both spouses. They will have a responsibility to resolve them.
No, you do not inherit debt. Unless you choose to do so. The estate is responsible for ending the debt by either paying it off or showing the court there are no assets.
yes
Both of the spouses are responsible for the debt. They both benefited from the debt, so they are held responsibility.
The estate has primary responsibility. But the debts of a spouse are a benefit to both of them, so both have the responsibility.
In South Carolina, spouses are generally not responsible for debts that are solely in the other spouse's name. However, if the debt was incurred for household necessities or was jointly agreed upon, both spouses may be held liable. Consulting with a legal professional for guidance on your specific situation is recommended.
The only people liable for a debt are the ones who agreed to pay it, the original signers of the loan documents. Of course in the event of a death there could be a claim filed against the estate.
The spouse is considered to benefit from the debt. Yes, the spouses share responsibility.
The estate will be primarily responsible. The spouse indirectly will pay, as they cannot inherit until they are resolved and they benefited from the debts incurred.
No. Only if you are a co-applicant you assume the debt. I'm not 100% sure about govt debt though.
No.