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Are store cards and credit cards classed as the same thing on a credit file?
yes
Are all credit cards the same?
No.
How do credit cards build credit?
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
Is a bank card the same as a credit card?
Bank cards and credit cards are not the same. when you say bank cards, it's the one that you use for withdrawing money from the ATM machine. Credit cards on the other hand allows you to purchase goods and services without cash.
Are the interest rates the same for student credit cards as they are for standard credit cards?
Student credit cards may eventually have the same rates as regular cards, but they often start with a 0% interest rate to get students started. They are designed to get students using credit cards for the first time in their life, so they offer excellent beginner rates.
Can you have two credit cards from the same company?
Yes you can.
Are credit cards the same as cash?
NO, cash is money you have and probably earned....credit cards are monies not earned by you, hence an unsecured loan.
Rebuild Your Credit With a Secured Credit Card?
Rebuilding your credit is not an impossible goal. The best way is to start out with two or three secured credit cards. These are cards where you send in a deposit and the company sends you a credit card in the same amount. While it is not actual credit, it will go on your credit report as a credit card and your timely payments will help improve your score. As you keep up with the payment on your card, you may even get your deposit back and receive credit line increases. Due to the secured nature of these cards, most people can qualify for them.
Can you have 2 credit cards from the same company?
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What does a sky card do?
Many people have a sky card in the world today. Sky cards are like credit cards. They can be used for the same reasons as credit cards or for different reasons too.
What company has secured credit cards?
Secured credit cards are credit cards which offer the same spending advantages as traditional credit cards, however the individual must provide the initial starting credit. Therefore, if a secured credit card has a 300$ limit, that initial 300$ is usually provided by the individual. These types of credit cards are used by people with a history of bad credit, or to re-establish credit. Many local banks, such as Bank of America and Wells Fargo have information regarding these types of cards listed on their websites.
If Wal-Mart and Lowe's credit cards are paid current and you file bankruptcy and keep these accounts paid will you be able to keep these cards?
In Chapter 13 Bankruptcy the cards would need to be paid off so as not to be included in current debtors. Also, if you are going to pay off a credit card so you will have it after filing Bakruptcy, make sure none of your other cards are owned or a part of the same parent company, or you will lose the card.
