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Can you make an auto claim with only basic auto insurance?


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Answered 2010-11-06 06:04:25

If your basic auto insurance just covers bodily injury and property damage then you usually cannot. It is meant to protect you from having to pay out when you damage another partied property or cause them injury.

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Call your claims department. This is found on your auto id card or insurance paper work.


The auto insurance claim is when you make a request for an insurance company to pay for the damages to your car or another vehicle. The insurance company will then take your facts, compare them to a police report if available, look at the extent of damage on vehicles, among other things. Then they'll make determinations and issue checks from there.


One should make an auto insurance claim after an accident right after the incident occurs. If you wait, witnesses might forget what happened or leave and injuries may not be documented well.


Since it was caused by the vehicle, the vehicle insurance should cover it. Most home owners insurance companies would probably make a claim against the auto insurance company, if they covered it.


The obvious answer is after an accident, theft or fire. http://activeinsurancecompany.co.uk/


If you need to file an auto insurance claim, you need to start by contacting your insurance company. It is important that you have all necessary information when filing a claim. If the claim is due to an accident, be sure to exchange license plate numbers, contact and insurance information with the other party. If a police report is filed, make sure you have the case number. Your insurance agent will then take you through the rest of the process.


Home and auto insurance prices are created by the insurance broker doing research on the probability of them having to make a claim, and the amount it would cost to repair or replace such insured article.


You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.


When you insure a vehicle that you use for business purposes, make sure that you insure it under an authentic commercial auto insurance policy. A personal auto insurance policy will not cover many business uses of an automobile, and if you make a commercial auto insurance related claim that is not covered on your personal policy it will be denied. Therefore, when you buy or lease a car for business use, contact a commercial auto insurance broker if your general business insurance broker or provider cannot assist you with your commercial auto insurance needs.



It all depends on the state the claim is filed. If a state does not have a set amount of time of the company to investigate and make a decision on a claim, they are required to do it in a "reasonable" amount of time, depending on what time of auto claim it is.


After a car accident, one must immediately contact their insurance company to file an auto accident insurance claim, even when the other driver was at fault. Make sure to have all the other driver's insurance information so that the other company can thoroughly investigate.


A claim that you make on your own insurance for repairs due to a collision.


Call the insurance company and ask that they mail, fax or email a claim form to you. You can then make a life insurance claim as soon as you are able to obtain a certified copy of the death certificate which is required to make a claim. The insurance company will then issue a check made payable to the named beneficiaries or to the estate if there are no named beneficiaries.


Call your insurance companies claims department or your insurance agent.


You need to ask your doctor for an itemized bill, then contact your insurance company and ask for a health insurance claim. Fill in your form and ( make sure you make copies as proof to avoid errors ) review it then and then send it to get your health insurance claim.


Is the auto insurance provider required to make your repair claim check to the repair shop?


If you own a collectable car you will need auto insurance to make sure you are fully covered. A good place to get auto insurance is through Geico or American Collectors Insurance.


First always get a police report, this is reporting. You should always tell your insurance company, in case the other party is trying to commit fraud. (Fraud makes everyones rates higher.) If you have reported the accident to your insurance company you have made already made a claim, if you decide not to have insurance company repair your vehicle, most of the time your rates should not change, this all depends on the insurance companies underwriting guidelines.


You can make a claim, but if you are claiming the same damages that is insurance fraud and it is a federal crime. If you have unrelated damages you can make a claim, or you can disclose the prior claim to your insurance carrier and they will advise you if there is any coverage that would apply.


If there are more than one claimant in a life insurance policy, all of them are to make claim for the pay out.


If you have expenses due to being bitten by someone's dog, one way would be to go to your insurance company to make a claim. They will go after the people for you and find out if they have umbrella insurance.


well it depends where u live as auto insurance differs everywhere. But here in Ontario, when a person hits you and drives off or has no insurance, it goes under your Uninsured auto mobile coverage. and it has very limited coverage for Medical bills, and fixing ur vehicle up to 25,000 if it was a person with no insurance. if its a hit and run then u have to pay the damages to your car out of pocket. or make a claim under your collision coverage.


Paid by whom? And for what were they paid? It sounds like she took on the claim herself. In this case it will be very difficult to later want the insurance company to take over the claim and expect to receive payment from them as well. The insurance company in not going to want to take over a partial claim and they may not be able to legally do this depending on the state laws where the accident occured and where the claimants reside.


They are independent insurance agents that work with other insurance companies to make sure your auto insurance is the best it can be, even if that means moving to another insurance company.



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