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no government are going to allow it
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∙ 12y ago
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Can you own a vehicle but have someone else insure it?
Yes
Can someone own a car but have someone else insure it?
Yes. Many insurance companies will not be willing to insure this type of risk, but you will be able to find a company to do this. The primary concern for most insurance companies is who is the main operator of the vehicle.
Can you insure someone else's car that doesn't have insurance on it?
Again, you cannot legally insure a vehicle that does not belong to you. The insurance policy and application make up a legally binding contract and state that you must own the vehicle in order to participate in the contract of insurance on the vehicle.
Can someone else license and insure a car you own?
YES - registration and insurance are separate from ownership.
Can you insure a car on a fleet Insurance policy even though you don't own it?
No. You can't insure a vehicle that you do not own. You must have an insurable interest in a vehicle in order to insure it.
Can someone else insure your car even if they do not live at the same address?
You cannot insure something you do not own and the address has nothing to do with it. The insured on the insurance policy must also be the owner of the vehicle. An insurance application and policy make up a legal contract. The contract states that you must own the vehicle insured. Lets use your example where someone else insures your vehicle. If the vehicle is damage in an accident, the insurance company cannot pay damages to the person listed on the insurance policy because they don't own the car. The also cannot pay you because you don't have a contract with them for insurance.
If you own a vehicle can someone else insurance it?
yes, in Minnesota you can
Can someone else insure a car you own?
insurance for some one else's vehicle, yes another person can insure someone's else property, so long as you have an INsurable interest or authorization to do so and the owner is benefited, In other words, The owner also has to be a listed insured on the policy.If you give the permission to another person. obviously they will have an insurable interest, however, only the legal owner of the property can receive compensation in the event of a covered lossyou can not insure the property of another when no insurable interest exists
Can you insure a car that you don't own?
No. You cannot insure a vehicle that you do not own. The exception would be in a family situation where two spouses own two vehicles and insure them on one policy.
Can you get insurance in your name with someone else on the title?
No. You cannot insure something that you do not own. If you purchase insurance on a vehicle that you have no interest in the insurance company cannot pay you for any damage because you do not own the vehicle. They also cannot pay the owner because they have no contract with the insurance carrier. This is what is called material misrepresentation and will void all coverage on the vehicle. Do not get into this mess.
Can an unlicensed driver buy a car and get insurance for it?
I have known people to buy vehicle without a driver's license, but I don't believe you can insure it. You probably could get storage insurance, or maybe insure it with someone else as a primary driver. But most likely the insurance will have to be purchased by someone else. im an auto insurance agent.... in some states, you may insure your car even if you dont have a valid driver license. you may also buy your own car in some dealerships. you just gotta look for them...
Is it illegal to insure someone else's car in your name?
Yes. You cannot insure anything that you do not own. If you do it is material misrepresentation, voids the contract, and could lead to criminal charges of insurance fraud. The biggest problem is that no payment can be made on the claim because you do not own the vehicle and the true owner cannot be paid because they do not have a contract with the insurance company. You will have to pay the entire claim out of your pocket including for any injuries and property damage to the third party who you hit (if it is your fault).AnswerIf you are to drive someone elses vehicle and you are not named on their policy or not covered to drive the vehiicle on your own vehicle policy, then you must purchase insurance to drive that vehicle.
