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Yes.. but make sure you have good documentation with dates on the accident reports.

2015-07-15 21:02:47
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Q: Can you report an accident or claim after your insurance is cancelled even though you were insured at the time of accident?
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Related Questions

How can you find someone's auto insurance policy?

You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.

How do you get an accident claim against own car when the car is fully insured?

Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.

If you are involved in a minor collision and the police respond do they report the accident to the appropriate insurance companies?

No, the police never notify insurance companies of accidents or tickets. It is the responsibility of the insured party to notify their insurance company.

Can you report a car accident that you had after being reinstated without a police report?


What to do if the at fault driver has not reported a claim to their insurance?

You can file a claim with the at fault drivers Insurance Company yourself. You don't have to wait for the insured to do it. Just call them up report the accident and request a claim number. They are required by law to assign an adjuster whether or not their insured has reported it to them.

Do you have to report your insurance company if you had accident and you are not at fault?


Do I need to report an accident to my insurance if I had the accident in my husbands car and his policy covered it?


What happenes if you hit someones car and they live the scene because they have no insurance.?

You prey that the other driver doesn't find out that even though he was not insured, you and your insurance co. are still liable for all damages. You still need to report the accident to your insurance co, though.

How can I find out if soomeone has auto insurance?

If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.

When is it wise not to report to insurance company?

never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.

Does an accident report reflect on your record?

YES and your insurance premium $$$$$$$$$$

How long do you have to report an accident to your insurance in Ontario?

When you are involved in an accident involving injury or property damage, you need to report it to your agent, broker, or insurance company within seven days, regardless of who is at fault. If you are unable to report it within seven days, report it as soon as possible after that. If you don't report your accident within a reasonable amount of time, your insurance company may not have to honour your claim.

How do you report that someone impersonated the insured to change the life insurance beneficiary to themselves?

You google it

How long after you've had a car accident can you report to the insurance?

as soon as you are home.

How long to report an accident to your insurance company?

The sooner you report the accident the better. Most insurance policies contain language requiring that the report of the accident or other occurrence be made "as soon as practicable". The reason for this is that the insurer needs to conduct an investigation of the dynamics of the collision, especially if there may be a third-party claim arising from it. The insurer needs to get photos of the vehicles, the scene, interview witnesses, and attempt to control the medical aspects of the claim, if any. This is best done by the insured reporting the collision to the insurer soon after it occurs. The insured is also obliged to cooperate with the insurer in the investigation, such as by giving statements as required. If the insured does not cooperate, or does not quickly report the incident, the insurer may take the position that it has been prejudiced, that "conditions subsequent" to coverage have not been met, and therefore deny policy benefits.

How do you write an accident report statement to an insurance company?

The Accident report should provide vivid description of the incident with timing, location along with a handwritten sketch,corroborating with the Police Report and Surveyor's Report.

What to do when you got car accident?

Call the police and get a police report. Call your insurance company and report it to them asap.

How do i find a person's insurance company?

If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.

Do you need to report an accident to the police if you have hit a telegraph pole?

Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.

How long do you have to report an accident to your insurance company and what happens if you dont report it and will it affect your insurance rates?

All Insuring contracts require that you report any loss to the Insurance Company Promptly. This is generally interpreted to be as soon as practical. Failure to report an accident and subsequent failure to cooperate with your Insurer on a claim is a violation of the terms of your insurance contract Most often you will not have to worry about a rate increase as the company is much more apt to cancel your policy. Refusal to cooperate on or report a claim usually shows bad faith on the part of the insured and possible deceit, fraud or negligence. If an accident report was made then your insurer will likely find the accident the next time it pulls your driving record. I f the accident was "at fault" then most insurers will assess 2 points to your risk rate factor resulting in about 2 to 10 percent additional premium depending on your insurers filed rate plan.

How are accident reports usually filed?

Accident reports are usually filed with the police. They will interview the person and fill in the accident report using those details. A separate report is filed with the insurance company.

How does filing an accident report affect your driving record and insurance if you are not filing an insurance claim?

It goes on your record and your insurance rates get adjusted.

If someone with auto insurance hits your car do you still need to report to your own auto insurance?

It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault they will repair your vehicle

Someone hit you an Neither I or other driver has insurance on our car who is at fault?

Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.

What auto insurance has code 989 in CT?

If an insurance code of 989 is shown on a police report car accident who does that person have car insurance with?