You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
No, the police never notify insurance companies of accidents or tickets. It is the responsibility of the insured party to notify their insurance company.
FILE A POLICE REPORT. IF THE ACCIDENT HAPPENED WHILE YOUR POLICY WAS CANCELLED NO I DOESNT COVER,
You can file a claim with the at fault drivers Insurance Company yourself. You don't have to wait for the insured to do it. Just call them up report the accident and request a claim number. They are required by law to assign an adjuster whether or not their insured has reported it to them.
You prey that the other driver doesn't find out that even though he was not insured, you and your insurance co. are still liable for all damages. You still need to report the accident to your insurance co, though.
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.
never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.
YES and your insurance premium $$$$$$$$$$
When you are involved in an accident involving injury or property damage, you need to report it to your agent, broker, or insurance company within seven days, regardless of who is at fault. If you are unable to report it within seven days, report it as soon as possible after that. If you don't report your accident within a reasonable amount of time, your insurance company may not have to honour your claim. http://www.fsco.gov.on.ca/english/insurance/auto/after_auto_accident_ENG.pdf
You google it
as soon as you are home.
The sooner you report the accident the better. Most insurance policies contain language requiring that the report of the accident or other occurrence be made "as soon as practicable". The reason for this is that the insurer needs to conduct an investigation of the dynamics of the collision, especially if there may be a third-party claim arising from it. The insurer needs to get photos of the vehicles, the scene, interview witnesses, and attempt to control the medical aspects of the claim, if any. This is best done by the insured reporting the collision to the insurer soon after it occurs. The insured is also obliged to cooperate with the insurer in the investigation, such as by giving statements as required. If the insured does not cooperate, or does not quickly report the incident, the insurer may take the position that it has been prejudiced, that "conditions subsequent" to coverage have not been met, and therefore deny policy benefits.
The Accident report should provide vivid description of the incident with timing, location along with a handwritten sketch,corroborating with the Police Report and Surveyor's Report.
Call the police and get a police report. Call your insurance company and report it to them asap.
If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.
Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.
All Insuring contracts require that you report any loss to the Insurance Company Promptly. This is generally interpreted to be as soon as practical. Failure to report an accident and subsequent failure to cooperate with your Insurer on a claim is a violation of the terms of your insurance contract Most often you will not have to worry about a rate increase as the company is much more apt to cancel your policy. Refusal to cooperate on or report a claim usually shows bad faith on the part of the insured and possible deceit, fraud or negligence. If an accident report was made then your insurer will likely find the accident the next time it pulls your driving record. I f the accident was "at fault" then most insurers will assess 2 points to your risk rate factor resulting in about 2 to 10 percent additional premium depending on your insurers filed rate plan.
Accident reports are usually filed with the police. They will interview the person and fill in the accident report using those details. A separate report is filed with the insurance company.
It goes on your record and your insurance rates get adjusted.
It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault they will repair your vehicle
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
If an insurance code of 989 is shown on a police report car accident who does that person have car insurance with?