If it is a joint credit card - Yes
Otherwise - NO. It would amount to fraud and you can be jailed.
* You can either phone the hotel and see if they still have a record of your spouse staying there or check your spouse's old credit card statements and telephone statements in case your spouse made the reservations over the phone.
use the credit card
When you make a purchase using your credit card, the cashier will let you sign a piece of paper reflecting the transaction. A copy will be given to you, which is called the credit card receipt.
Credit card transaction instructions are the instructions to be followed in processing your purchase. The process starts by handling your credit card to the store cashier. After swiping your credit card, the processing will follow. Once the cashier receives the authorization code then she can process your purchase and a receipt will be given to you.
You remove your plastic credit or debit card, then remove the money, and then the receipt if you requested one.
Get StartedThe Request to Cancel Credit Card is used to request the cancellation of a credit card. It may be a cancellation request for your credit card or you may be making the request on behalf of someone else, for example, on behalf of a card holder who has died.
depending on who was using the card, that's who's fault it would be... I'm going to assume since it was your spouse's credit card, that your spouse is then responsible for it.
* You can either phone the hotel and see if they still have a record of your spouse staying there or check your spouse's old credit card statements and telephone statements in case your spouse made the reservations over the phone.
It may not be illegal, but it would certainly be invalid. The credit card holder is the only person legally entitled to sign his credit receipt.
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
The estate of the credit card holder. If the surviving spouse was an approved user, or co-signee they would also be responsible.
No.
use the credit card
Half and half.
Yes. STATED BY AUTHOR
No, a creditor would not issue a card or extend credit on the account of a deceased spouse. The creditor might be willing to issue a card to the surviving spouse based on his or her own financial situation.
Very little ! The credit card company is only interested in facts about the transaction - such as the date, the amount and the retailer's details (so they can pay the retailer on your behalf). The card company is not interested in what you actually bought - whether that's a weeks groceries or some adult magazines !