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Yes, as long as there is something of value you can be frauded. Take this from someone that works in the industry and has worked extensively in risk mitigation, there is no solve all solution. There are safer solutions. PayPal's model is similar to a password safe except for your financial information. When you buy something from sellers they do not see your bank account, or credit card they just see that they have money and that is all they care about. Only you and Paypal knows your information.

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Q: Can you still be frauded even if you use PayPal?
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