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Can you sue homeowners association insurance for water damage caused by stream under your home that runs through the community?
Wiki User
∙ 11y ago
No. For one thing you don't sue the insurance company you file suit against the homeowners association. It is doubtful that you will have any claim unless you can prove that they did something negligently that caused the damage on your property. Really you should have had a flood policy if you are in a flood zone or low area and that would pay for your property damage. I also don't understand how the stream runs under your home.
Wiki User
∙ 11y ago
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How do you get insurance for external damage to homeowners association buildings?
Any damage to the association building can be collected through the tenants of the association. The tenants insurance will pay a limited amount for the repairs.
If they have homeowners insurance how do find out who its through?
You will have to ask them for it.
If a car hits my house does car insurance or homeowners insurance pay?
I have the same question! A car did hit my house and I started to go through my homeowners insurance , but however I am thinking after all the problems that I am having with my homeowners that maybe it would have been best to go through the car company insurance.
Where can I learn more about homeowners's insurance?
The best way to learn about homeowners insurance is through your car insurance broker. You can also consult the www.hud.gov website to know the ground rules that such agencies should be following.
If your assaulted by a homeowner away from property can you settle your lawsuit through their homeowners insurance?
No, Homeowners Insurance does not provide liability coverage for criminal acts of the insured. It does not matter if your on or away from the property.
Does homeowners insurance cover a fireplace falling through the floor?
Homeowners insurance covers many things, but not faulty construction or damage caused by deferred maintenance. You will have to check with your insurance company to see if the problem and its cause are covered.
Is flood insurance a government service?
Yes, flood insurance can be purchased through the federal government. However, it can also be purchased as a rider to some homeowners insurance policies. You will want to compare homeowners insurance quotes then compare them to the flood coverage offered through the federal government to find out which is your best option.
Does homeowners insurance cover hearing aids if a dog chewed it?
Not Likely unless you scheduled it on your homeowners insurance policy and paid an additional premium for it. Personal aid devices of this type are generally covered through your health insurance provider.
Who takes care of the condominium and the grounds?
generally this is going to be your homeowners association within the condo, although it can many times be managed by a professional management company. I personally live in a PUD (Planned Unit Development) community, which is very similar to a condo complex. In my neighborhood, all of our property maintenance and insurance issues are handled through the HOA. If all else fails, you could contact your condo association and ask them. hope this helps!
Can homeowners insurance be replaced by another insurance?
If you are required to carry homeowners insurance by, say, the bank through which you have your loan, you can switch to another provider for insurance at any time (there are a few forms you would need to fill out, but your new agent would be able to help you with that). You wouldn't be able to switch to another kind of insurance, though. The new policy would need to be a homeowners policy.
Does GMAC offer home insurance?
GMAC does offer homeowners insurance. You can find out more at their website. You can get a quote for the insurance online or through a local GMAC agent.
Is denture loss covered by homeowners insurance?
Dentures are covered through ones dental care plan
