In a word, NO! Is there insurable interest?
California is a mandatory insurance state. Under California tort law you would be able to be sued for not having insurance as mandated by law.
If they're under 18, then no. Minors can't enter into contracts, so they need the parent to sign the policy.
18
can the grand mom and her son take a life insurance policy out on me and his children without my {legal wife} permission
No way! The insurance certificate specifies who may drive. It will not include unlicensed drivers! Even a licensed driver, but driving without the owner's permission will not be covered by the car owner's insurance.
Yes, especially if your spouse pays towards the insurance benefits out of his/her check.
Don't do it.
Not unless your grandparents are granted custody/guardianship by the court.
If you are willing to charge this driver with auto theft it probably will. If not, the insurance company will assume you are giving him permission after the fact.
In California, the law is, if you in fact have an accident in California without insurance, and the dmv finds out about it, your license will be suspended for 1 year.
http://www.carinsurance.com/kb/content12136.aspx http://www.google.com/search?hl=en&q=driving+without+insurance+in+California
What can you do if someone put insurance on you without your permission? I I have so many people that want me dead and someone told me to check to see if maybe they have a life insurance policy on me. who do I contact to see.