Your question is a little vague. Are you seeking to do this because of a divorce? While going through a divorce it is sometimes common that a judge would order the debt be split leaving both parties liable for half of the debt. Now, that's not to say that a judge wouldn't order your spouse to pay your entire credit card debt but that happening could easily depend on several factors. Did your spouse cheat on you and use your credit card to pay for his or her date? As you can see, the question you asked is open ended depending on your circumstances. But to answer your question, yes it can be done, it's just a matter of convincing a judge to do so.
none. how does putting your spouse in your debt help their score?
Yes, you can transfer any balance you want to your credit card. Note if you transfer the balance to your credit card, you are now liable for the full debt and not him unless he is an authorized user on the credit card.
depending on who was using the card, that's who's fault it would be... I'm going to assume since it was your spouse's credit card, that your spouse is then responsible for it.
Interest does not accrue on credit card debt after the card holder is deceased. It can occur however, if the spouse is on the account.
The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.
none. how does putting your spouse in your debt help their score?
Yes, you can transfer any balance you want to your credit card. Note if you transfer the balance to your credit card, you are now liable for the full debt and not him unless he is an authorized user on the credit card.
credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account
In general, you are not responsible for your spouse's credit card debt in Canada unless you have jointly signed for the debt or benefited from the purchases made with the card. It is always advisable to seek legal advice tailored to your specific situation.
depending on who was using the card, that's who's fault it would be... I'm going to assume since it was your spouse's credit card, that your spouse is then responsible for it.
No.
Interest does not accrue on credit card debt after the card holder is deceased. It can occur however, if the spouse is on the account.
If the debt was made when they were still married the answer is yes. STATED BY AUTHOR
The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.
Yes. STATED BY AUTHOR
In most cases they will be held responsible. The spouse is considered to have benefited from the debt.
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.