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Some banks allow you whereas some don't. I know that when you pay a cheque in to Barclays Bank it shows up as part of your balance. NatWest, however, adopt a similar stance. It won't register until payment has cleared. Just be mindful. Banks are so quick to charge you fees for this and that these days.

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Q: Can you use a bank giro credit slip if you are waiting for money to clear in your own account?
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Related questions

When you deposit money to 1 account is it a debit or a credit?

it is a credit. Depositing money into an account is putting money in.


Can you withdraw the money from your credit card account?

This gets a bit trickier. With many secured credit cards the answer is "No", if you want the money from the savings account back you need to let all of your charges on the secured credit card clear, close the card and than close the savings account and get your money back. Often you maintain the ability to withdraw some money and reduce your credit line, but do not count on that option from all secured cards. In no case would you be allowed to withdraw so much money that your savings account dropped below the minimum set by the bank to establish such an account.


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Go to the credit union and tell them that you want to withdraw money.


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