Life Insurance

Can you use a certificate of marriage to collect on life insurance?

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2013-06-12 16:40:51
2013-06-12 16:40:51

A certificate of marriage is not required to collect on life insurance. Life insurance proceeds will be paid only to the named beneficiary/beneficiaries on the policy. If all beneficiaries are deceased, then the benefit will be paid to the deceased insured's estate.

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A legitimate death certificate is what is needed to file a claim of life insurance.

The insurance policy and a certified, original copy of the death certificate. If the policy has been lost or misplaced, the insurance carrier can provide the appropriate "lost policy" form.

The person who is eligible to collect life insurance is the beneficiary. Anybody can be named the beneficiary. There are steps that need to be taken before a person can collect.

A certificate teerm life insurance is a form of Lifeinsurance that provides coverage at a fixed rate of payments for a limited period of time. The term could be a term life insurance that you took out for a set period of time.

If a man or woman are legally married and one of them dies say of a heart attack within 3 seconds of their marriage the other one can collect life Insurance if the will was made previous to their getting married. If no will was made good luck on getting an Insurance Company to pay you.

Probably not unless the insurance company decides to allow it or it was a provision in the life insurance policy. Normally, people are not able to collect on their life insurance policy until the insured dies.

A death certificate with the cause of death is usually required on life insurance policies. It depends on the insurance company, the type of policy and what its terms are. An insurance company will most likely require a death certificate with the cause of death, because the cause of death is important in all life insurance claims. If the policy is one for accidental death benefits only, the company is entitled to know and the beneficiary has to prove that death was accidental. An insurer is entitled to know whether death occurred as a result of suicide, which might not be covered by a standard life insurance policy. Also, an insurance company is entitled to know if the death was a homicide that the beneficiary had something to do with, because that would render the beneficiary ineligible to collect benefits.

Yes, as long as you provide the insurance company with an official death certificate, and death was not suicidal during the first two years of the policy

I need to report my father's death and collect on his life insurance policy.

Most life insurance policies do not pay out for suicide.

You can only collect on the life insurance if you were awarded this at time of divorce. I was awarded the ability to take out a life insurance policy on my ex. as I receive a military retirement which only exists if he is alive. After his death, it would stop, therefore I have the life insurance policy.

Typically, a formal proof of death is required to file a death claim. Death certificate and obituary normally suffice.

All life insurance policies specify who the beneficiaries are and what percentage each one gets, so your brother can only collect his portion.

== == Do you know what companies they were insured with? All you need to do is call the agent or the insurance co claims department and start the process. Of course in order for you to collect you would have had to of been named the beneficiary. You will need the death certificate. It's that simple. Here's basically the same information from the Insurance Institute of America http://www.iii.org/individuals/life/help/fileaclaim/

You can get free life insurance from the company MassMutual insurance. It is a term life policy so you will have to die before your kids can collect the money.

I do not believe there are any limitations. Contrary to belief, life insurance companies do like to pay the contractual death benefits. However you need the death certificate and obviously the policy would have needed to be in force at the time of death. 4lifeguild

looking for certificate #74AD525143

I have a insurance from federal group life insurance retirement plan .I like to know if they are in business

If you want to be sure your claim gets paid, and not denied, get the death certificate before you send anything to the insurance company. Many times we see death certificates that state causes of death, such as "head trauma...due to intoxication", that are not accurate but will certainly get the claim denied. If you get the death certificate first you can deal with any issues of improper reporting. I work at the Center for Life Insurance Disputes and we help clients collect death benefits.

how do i collect on my husbands life insurance ? he worked at Hughes Helicopter and was covered from 09-14-79 to11-01-00.his name was R.J. Fernandez he died 07-01-2007 You mail a copy of the death certificate to the insurance company that issued his life insurance policy. If he was only covered from 9-14-1979 to 11.01.2000 then he had no coverage when he died, 7 years after the coverage ended. Therefore, no life insurance can be collected. Depending on your late husband's particular circumstances [to which I am not privy], it might still be worth contacting the company in the event there were any benefits due by way of superannuation arrangements.

has life insurance benefits been paid : group life insurance policy #4600 certificate #8525 Name William C Morgan

I live in Japan and in Japan you can't.

Incomplete question, what about the policy? How to collect, is it is force, value, some specific question about it.


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