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Can you use a credit counseling service to pay the deficiency balance in a repo in nc?
Wiki User
∙ 15y ago
I was a Certified Credit Counselor in the state of North Carolina, and the answer to your question is no. The only accounts that a credit counseling organization will accept are revolving accounts (credit cards), payday loans, utility debts, and medical debts. Repossessions will have to be negotiated between you and the collection agency or lender that has this account.
Wiki User
∙ 15y ago
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What are some reputable credit counseling companies?
There are many reputable credit counseling companies. Some of the most reputable ones include '123 Credit Counselors, Inc', 'Abacus Credit Counseling' and 'Advantage Credit Counseling Service, Inc'.
What is CCCS?
CCCS refers to a consumer credit counseling service that provides credit counseling and other financial education to the communities it serves. A consumer credit counseling service is a nonprofit charity. Additionally, organizations that carry the CCCS name are members of the National Foundation for Consumer Credit (NFCC).
Are there any credit counseling services that are non-profit?
ConsumerCreditCounsling is a non profit credit counseling service. They do charge a nominal fee for their services.
Where can one apply for a credit counselling service?
One would first have to locate a credit counseling service to apply to. The National Foundation for Credit Counseling has recommended providers on their website. A local bank or credit union may also be able to provide a reference for a credit counselor.
What are some best credit consulting services in Canada?
The Canadian Association of Credit Counseling Services and No More Debts both have a well reviewed credit consulting service available in Canada. Additionally, Consolidated Credit Counseling Services of Canada Inc. has a similar service.
How can one contact a Christian Credit Counseling Service?
Christian Debt or Credit Counseling is provided by such companies as Christian Credit Counselors, Family Life Credit, Family Life Resources, and Christian Credit Counsel.
If you use a debt counseling service that consolidates your debt for you can you still make payments to your credit card company directly?
When you use a debt counseling service that consolidates your debt for you, you are supposed to make one monthly payment to the credit counseling company instead of paying your credit card companies individually. However, if you come into some extra money and you want to make an extra payment directly to the credit card company, you may need to do some research. Once you sign a contract with your credit counseling company you'll need to abide by the terms of that agreement. Many credit counseling companies want all payments made to your credit cards to go through them. This will mean that you will need to send the extra money to the credit counseling service rather than directly to your credit card company. Another thing to think about is if you do send the funds to the credit counseling service, you might not have any control over which credit card they apply it to. You can tell them where you would like it applied, but that doesn't necessarily mean that's where they have to apply it.
Is service revenue a debit?
Revenues has credit balance as default balance and as services revenue is also a revenue account it means it should have credit balance as well and not a debit balance.
What help will one receive at a Consumer Credit Counseling Service center?
Consumer credit counseling services help overextended credit users eliminate high interest rate credit card debt. It's their mission to help you regain financial stability. Certified credit counselors evaluate your debts, budget, and credit. Then they help you identify the best way to get out of debt in your situation.debtredemption.
What is the best credit card for balance transfer?
There are many good credit cards for balance transfer. For example, Visa credit card provides a good balance transfer service. American Express credit card does too.
Who can offer consumer credit counseling?
Bringing down loan fees on MasterCard obligation. Disposal of late expenses and extra charges. Decrease of measure of obligation settlement. Solidification of advances into one regularly scheduled installment. Affordabledebtconsolidation
Credit Counseling Service?
form_title=Hire a Credit Counseling Service form_header=A credit counseling service can help you rebuild your credit. Why do you think you need credit counseling services?=_ Are you currently in debt?= () Yes () No Have you ever filed for bankrupcty?= () Yes () No
