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Answer 1: No, absolutely, positively not. A three-semester-credit hour course at the undergraduate level is much less work than a three-semester-credit-hour course at the graduate level. There is, in fact, a night-and-day difference.

So, then, no school, no matter what, would ever credit undergrad coursework toward a graduate degree. It's simply not done... ever.

But let's make sure we're clear on terms. By "graduate studies," you mean a masters degree (the one that comes after a bachelors degree), right? I've seen high schoolers get messed-up about the terms. It goes...

High school, then associates degree, then bachelors degree, then masters degree, then doctoral degree, then post-doctoral work. Or, said another way, it's high school, then AA or AS, then BA or BS, then MA or MS, then PhD, then post-doctoral studies. That's the order of things; and only starting at the MA or MS is it called "graduate." Below that -- at the AA/AS or BA/BS level -- it's called "undergraduate."

So if you were actually asking if the associates degree (AA or AS) credits can be used in a BA or BS, then the answer is absolutely, positively yes.

A typical two-year associates (AA or AS) degree is nothing more than the first two years of a typical four-year bachelors (BA or BS) degree. So-called "graduate" work doesn't begin until after all that; and most AA or AS degrees may be transferred straight into most BA or BS programs, and said AA or AS degrees will count as the entire first two years of said BA or BS degrees, leaving only the third and fourth years of said BA or BS degrees which would need to be completed...

...for a grand total of four years in school between the AA/AS and the BA/BS.

So, if you were confused and you thought that the BA/BS was "graduate" level, you were wrong.

However, if you understood things correctly, and wondered if any of your courses earned in an AA or AS program could be used in an MA or MS (masters) program, then the answer is what I first gave: No. Absolutely not. No exceptions.

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Q: Can you use associate's degree credits for graduate studies?
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