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Credit and Debit Cards

Can you use your spouse's income as a second income without using your spouse's credit?

Answer

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Wiki User
April 01, 2005 3:18PM

If a spouse is applying as a single account holder but using both spouse's income, the incomes will be verified. Whether each credit history will be checked is at the discretion of the lender,in most cases it will be. What effect this may have on the financial transaction is uncertain.