HomeDoes a second credit card holder receive a credit card?
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Answered 2011-02-14 04:54:09
Yes, a second credit card holder has his/her credit card also but of course, they are just under the primary card holder.
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Not if you are responsible for all of the loans or credit card payments on your credit report. But, if the second card holder is responsible for any payments on your cards, and doesn't make them, then it can cause your score to lower.
no-- they are just a second card holder (user). you can add someone without their signature-- therefore the place has no information on them so how could it help them. And beware --- they may not pay it back.
No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).
ia an additional credit card holder liable for the whole debt of the credit card account
if you mean credit card, it is the responsibility of the PRIME (meaning the person in whose name the card is under) card holder, so it is only ethical that the second card holder pays their own charges,
Yes because he is responsible for the debt, not you.
Usually all you need is the person's name and their relationship to the account holder. Credit Card issuers have different criteria for adding an authorized person or a second card holder.
Interest does not accrue on credit card debt after the card holder is deceased. It can occur however, if the spouse is on the account.
A green card holder can be deported for any felony.
Short answer:It depends on the bank. Most likely though, no. Long answer:It depends on the bank and if the person asking the credit limit increase is a primary card holder. Most banks or credit card companies won't allow a secondary card holder to increase the credit limit. I just called and checked. The bank my credit card was associated with was MBNA.I am a secondary card holder (my name is on the card, but the primary responsibility to the account is under someone else's name).They told me the primary card holder needs to call in to modify the credit limit.So in my case, the answer is no. An authorized user of the card cannot increase the credit limit without the knowledge of the primary card holder.
A green card holder can receive loans. Those with a green card are able to apply for mortgages, and student loans for example.
Answer credit cardfrom past experience with my mother in law, you are responsible for the credit card balance The surviving joint account holder would be responsible for the entire amount owed.Credit Card DebtUnfortunantly you will be responsible for all of it.
The card issuer (usually a bank) creates a revolving account and grants a line of credit to the card holder, from which the card holder can borrow money for payment to a merchant or as a cash advance. A credit card is different from a charge card, where it requires the balance to be repaid in full each month.
Usually, a new card is issued in the primary card holder's name. Usually both parties on a credit card have to sign off to eliminate the secondary card holder. Your credit card holder can help you with this.
You can receive a credit card for a small business by approaching your local bank or credit union. Chances are if you had the capital to start your business you also have the credit needed to receive a credit card.
Credit card companies are usually responsive ONLY to the primary card holder. They generally will not speak to, or honor requests from authorized users.
If one is looking to hold a credit card in style, then one could complete an online purchase for a leather credit card holder through one's local Amazon store.
The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.
No unless the primary gives the secondary permission too
if you are an authorized user on the card then you are responsible for the card too. so yes they can
Yes, unless the credit card holder told the person that it was a gift.
Not anymore. This year marks the beginning of a new policy for FICO scores regarding authorized users. It will no longer add positive entries to your credit report.
No, credit card accounts are not transferrable. It might be possible for the person to become a joint account holder, but that would depend upon the card issuer's lending policy.
i had a credit card in my name i was just a signer on it but i did use it can i get into trouble with the law for this i was given permission by the main card holder that i could use the card
In this case the actual account holder/ the primary applicant of credit card will have to pay the bill.
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