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Can your Homeowners Association have repairs done on your property and have you pay for it?
Yes.
Read your governing documents to determine what real estate assets on your property belong to the community -- common areas. Maintenance and repair of common areas is always the primary responsibility of the association, unless owners have a different agreement with the association.
For example, if your private garage is defined in your governing documents as common area property -- specifically in this case limited common area property -- and the garage door fails, the association can repair the door and charge you for it. This is based on your exclusive use of this asset.
If, however, your association has entered your unit and made repairs, again, your governing documents may or may not allow this repair.
If, another example, your appliance drain pipes failed and water is leaking not only in your unit, but into other units, and you fail or cannot take notice of the leak, then it is the association's responsibility to enter, perform the repair and send you a bill.
What else can I help you with?
What are the risks and advantages of a homeowners association in a condominium project and in other types of developments?
The risk has been that your homeowners association will overstep its bounds in managing the common property. Some have gone head to head on displaying flags, realtor signs, front doors, parking and so on. The advantage is that an active association does help the property keep its value over time. That is, if they charge enough in dues to maintain the common areas and don't always go with the lowest bidder. For the most part, the HOA in my townhouse development has done well, but it seems that the same arguments go on year after year. Cheap repairs have had to be done repeatedly. If you can get involved in the HOA, that is perhaps the wisest thing to do since it offers you more input than you might otherwise have.
Does homeowners pay damage done to another's property by a 4 wheeler?
Their homowners may. Depends on company coverage and what property
If an estate property requires significant repairs who pays for them the estate or the person inheriting the property?
The executor is responsible for maintaining the value of the estate. That includes insuring that repairs and maintenance are done on the property. Until the property is transferred to the inheritor, it is the responsibility of the estate.
Roof Repairs: Getting the Most for Your Money?
When homeowners are having trouble with their roofs, it's essential they make sure they're getting their roof repairs done right the first time. Whether the roof leaks or shingles are broken off or it's on the verge of collapsing, homeowners should only hire the most skilled and experienced roofing contractors they can find near where they live. All roofers should provide homeowners with free, written no obligation repair estimates. They should also provide homeowners with references to other homeowners in which the roofer has performed roof repairs so the prospective client can ask specific, pertinent questions about how satisfied they were with the results. Having trust and confidence in the roofing company will mean a lot to homeowners in need of roof repairs.
Is a homeowners' association considered a business when all that is done are collect dues that are used to share the expenses of the common areas?
No. A HOA is not considered a business.
Will homeowners insurance pay if I assault someone off my property?
If it was done accidentally, then it may. Usually intentional acts are not covered.
Does homeowners insurance covers damage done to a property by a hired person?
Generally no. Hired workers are not covered under a home insurance policy. Homeowners insurance policies do not cover "poor workmanship" But the contractor or repairman's Commercial Liability policy will cover if he damages your property or fails to perform repairs up to the standards that a reasonable person would expect. This is why you should always hire from established companies that you can verify are properly licensed and insured to perform the work.
Who is entitled to property depreciation after repairs owner or contractor?
The person who is entitled to property depreciaiton after repairs between the owner and contractor is the owner. The contractor comes in to fix things and if he doesn't do it right, he can be sued. But if the work was done right, the owner is responsible.
Does an executor have the right to repair the deceased property?
Yes. The proper maintenance of the decedent's property is the responsibility of the executor until the property has been sold or distributed. If repairs are needed the executor can make the decision to have them done.
Are judgments granted before lawsuit?
No. Although a Mechanic's Lien can be filed against real property for repairs, improvements etc. done to said property without the necessity of due process (civil suit).
Is it possible to get body shop repairs done with no deductible?
Yes, it is possible to get body shop repairs done with no deductible if you have a comprehensive insurance policy that covers such repairs without requiring a deductible.
Does homeowners insurance cover if it is being rented?
No, When you rent your home out to someone your Homeowners Insurance Policy is automatically null and void whether or not you have notified your insurer. If you have become a landlord you need to purchase landlords insurance for your property. This is done by obtaining a Dwelling Policy with a rental dwelling endorsement. Just contact your insurance agent and he can help you place the right coverage for your tenant occupied property.
