The topic of freezing your accounts is quite complicated. It can be done by creditors or government agencies. Most of the time a court order is needed, but the federal government can freeze your accounts without one. This often occurs in criminal cases. Even when it is done without a court order, you can go to court and fight it. Since there are many details about this topic, I suggest you see the links below.
Your accounts could be frozen or seized depending on the laws in that state but if you are collecting disability that money is exempt.
yes
mental
Actually bank accounts can be frozen in a matter of minutes. An account can get frozen if the bank suspects fraudulent or money laundering activities in it or if there is a legal request from law enforcement authorities to freeze a particular account. Either ways the account would get frozen within minutes.
No. No one does. Giving away or logging into someone elses account is against the rules and will result in all your accounts being frozen and all the accounts of the person who gave it you also being frozen.
Germany
as long there ain't nobody to spend it.
Yes.
Payments can be made from out of the frozen accounts simply by authorizing the bank to transfer the money in the frozen account directly to the creditor.
Accounts that have social security and ssi fund contained it it can not be levied account to federal law.
Absolutely not!!!! A collection agency has no kind of authority to touch anyone's social security disability benefits. Or anything else. Scare tactics, empty threats are all a debt collection can do. If u dont want to pay a bill, thats the consumer's choice, not those fools!!
Bank accounts can only be "frozen" by a court order. A lender can request a court to take such action if it can be proven that the debt has plans to remove the funds from such accounts. Bank accounts can also be 'frozen' when they are jointly held so the non debtor account holder can provide documents to the court showing the portion of the funds in the account that belong to them and are exempt from a judgment creditor.