Yes. Most ATMs these days accept check deposits. The customer has to select the deposit check option and then insert the check into the machine. Advanced ATMs like the ones from Bank of America in USA even scan the check and print out a receipt with the image of the check in it. This way, the customer can keep it as a record of the deposit they made
It depends on the law or the place you stay. Few ATM's have deposit limits. but there are a large number of ATM's which virtually accept any amount to be deposited.
No. ATMs do not have the facility to dispense cash for cashier's checks. But, you can deposit the cashier's check into your bank account using the ATM and the money would get deposited into your account within 2-3 working days. Or, you can directly walk-in to the bank that issued the cashier's check with your photo identity proof and get it cashed immediately.
I don't think so. Typically check clearance takes atleast 1 business day even if the check you are depositing belongs to the same bank that owns the ATM and provides you the bank account. So, unless your bank account already had enough funds for you to withdraw, even before you deposited the check, the ATM may not allow you to withdraw the money. If you need cash instantly, the best option for you is to visit the bank branch.
If the ATM has a GPS system installed related to the other branches and ATM joints, you can check that.
No
It depends on the law or the place you stay. Few ATM's have deposit limits. but there are a large number of ATM's which virtually accept any amount to be deposited.
An ATM deposit hold applies to checks that are deposited at the bank's ATM's machine. Given, checks take a few days to clear. If you were to deposit the check in person, the funds would not be available instantly, same exists with ATM deposits. Since the funds do, however, show up as pending transactions, the ATM deposit hold offsets the deposited check which has yet to clear. Most banks don't hold the full balance of the check. They typically hold the amount of the check less $100. Meaning, upon deposit, you have access to $100 and the rest when the check clears, 3 days later. The $100 is given by the bank in good faith, assuming the check will clear.
No. ATMs do not have the facility to dispense cash for cashier's checks. But, you can deposit the cashier's check into your bank account using the ATM and the money would get deposited into your account within 2-3 working days. Or, you can directly walk-in to the bank that issued the cashier's check with your photo identity proof and get it cashed immediately.
I don't think so. Typically check clearance takes atleast 1 business day even if the check you are depositing belongs to the same bank that owns the ATM and provides you the bank account. So, unless your bank account already had enough funds for you to withdraw, even before you deposited the check, the ATM may not allow you to withdraw the money. If you need cash instantly, the best option for you is to visit the bank branch.
If the ATM has a GPS system installed related to the other branches and ATM joints, you can check that.
If your income tax refund was direct deposited, your stimulus check will also be direct deposited.
No
You cannot perform a balance inquiry on your ATM - Online. You have to either login to your bank account using online banking to check your balance or visit the nearest ATM and use your ATM/Debit card to check your balance. You cannot access your ATM online.
This happened to me once, my girlfriend tried to cash a cheque in my name. The bank mailed it back to her, so I would assume this means they simply return it to the account holder and reverse the transaction. I think she might have gotten an additional fee for the mistake as well.
The answer is no. ATM machines only dispense cash. if you have checking account, you can withdraw cash from ATM machines using debit cards.
to check the passbook entries
It can be deposited anywhere.