Bank of America

This category covers questions about the Bank of America Corporation, founded in Charlotte, North Carolina in 1874. Bank of America is currently the largest bank holding company and the second largest non-oil company (behind Wal-Mart Stores Incorporated) in the United States.

2,598 Questions
Catholicism
Bank of America

Does the Catholic Church own the Bank of America?

No, Bank of America is owned by several notable investment institutions as well as five major individual shareholders; Kenneth Lewis, John Thain, Bruce Hammonds, Keith Banks and Charles Gifford.

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Catholic AnswerNo, I am sure there are Roman Catholic shareholders who own shares in the Bank of America, but the Church certainly does not own it.The Vatican Bank , as it is commonly know, is mostly run as a charitable trust , and deals with major banks worldwide, to manage and disburse trust monies. At this time , most funds are being used for African Relief and agronomy assitance, so the people can learn irrigation and farm management.
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Banking
Bank of America
Lent

Is Bank of America open on Good Friday?

Bank of America is open but Merrill lynch is not

656667
Credit and Debit Cards
Banking
Bank of America

Do old bank accounts stay active?

Yes. Old bank accounts will remain open until you close them. You can often close them over the phone, but you will most likely have to call the branch you opened the account at. For example, if you opened a bank account in New York, but you've since moved to California, you will have to call back to the New York location.

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Bank of America

Is Green Tree Financial Corporation a subsidiary of Bank of America?

Was told by a BofA rep that it was a subsidiary.

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Banking
United Arab Emirates
Bank of America

Is there any branch of Bank of America in Dubai?

yes there is!

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Bank of America

Is Charter One or Bank of America a better bank?

Bank of America is a superior bank because of its great customer service and satisfaction guaranteed. It is truly wonderful to know your money is in good hands.

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Banking
Commercial Bank and Checking Accounts
Bank of America

Can you open a savings account if you are on ChexSystems?

Opening A Savings AccountGenerally if a bank uses chexsystems, they will use it to open a savings as well. Sometimes a credit union will open a savings account if you are on chexsystems as long as you are eligible for a membership even if they will not open a checking.

Some banks and credit unions do not verify savings accounts through chexsystems so it really depends on the bank or credit union .

Right now ING direct is an excellent place if you are looking for a savings ONLY. They will not run chexsystems.

related question for more help

Are_there_any_banks_that_do_not_use_Telecheck_or_Chexsystems

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Bank of America

What was bank of America's previous name?

When Bank of America moved over to California in 1904 it was previously called Bank of Italy.

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Auto Loans and Financing
Repossession
Bank of America

Would a bank lie about having your car repossessed?

yes..

They will have to notify you in writing that they have repossessed your car. They could have made a mistake when someone told you they didn't, or they could not want you to know about it any earlier than they have to. You will be notified before it is sold, you can also check with the police and report it stolen, they always notify the police and the police will check with them if they haven't and they won't lie to them.

Chris, you make some BOLD assumptions about the veracity of banks and repomen. You should at least check the state laws you purport to quote. BTW, have YOU ever repoed a car?? LOL

Yes I managed a Financial Branch that specialized in NON PRIME Auto Paper - the branch had in excess of 7 million of auto loans and I repossessed 1-4 cars a month most months. Seldom did I personally do it, but yes I have repossessed a car from a customer. I can only speak about the laws in Florida, but what I say if fact.

Lenders will tell you anything. But they should tell you if they took the car. Call the police and report it stolen. If the car was repo'd, the police were notified when the tow was enroute to pick up the vehicle. The police, however, do not keep records. If the police weren't notified, (not all repo guys report that they're picking up the vehicle), report it stolen. It's then entered into NCIC and then the lender will have the headache when they try and sell the car that's listed as stolen. Of course when the lender tries to get the title, the DMV will have a hold listed which will tell them the car was reported stolen. It will create a problem for the lender. LOL

Yes. I recently had a vehicle repossessed and the bank told the repo company that I was in default since 05/05. When the repo man showed up and was shown the receipts for payments from 01/05 to the present he refused to take the car. A three way call was made with the bank and the rep told us that the car was in default since 05/05. When the repo man told her that wasn't true her story changed to being in default for 2 months which was also untrue. The bank still ended up taking the vehicle and I'm currenlty in a legal battle with them over it.

158159160
Repossession
Personal Finance
Banking
Bank of America

Can someone refuse payments made by monthly checks by allowing the checks to void out after 90 days and then claim you still owe them the payments in a lump sum?

That is a highly unusual tactic.Unless you were notified in advance that they would only accept a lump sum payment.You need to check the consumer laws of your state.They probably, however can do it.If they take any legal action against you they may find themselves explaining their actions to a judge or trustee.Knowing your rights and standing up for them is your best defense.

Unfortunately, yes. But hopefully, it's not common. My best friend owed an animal vet $900 when her cat died in his care. When she, a single mom, tried to make payments, he refused them and didn't cash the checks because he wanted one payment in full. They ended up in court. The judge took my friends side. He totally criticized the Vet and told him he should rethink his collection policies. Legal, yes, but not a good idea.

140141142
Banking
Business Law
London
Bank of America

Who is Director of Barkley Bank London?

BARCLAY BANK Wed, Dec 6, 2017, 9:31 PM 📷 📷 📷 Barclay's Bank Plc Regional Director :England Barclay's bank Pls. regional office, Delhi, Foreign Remittance Department. New Delhi: 110 001, India, Swift Code: Barcinbbdel

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Kentucky
Bank of America

Why are there no Bank of America's in Kentucky?

There are Bank of America branches in Kentucky.

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Loans
Mortgages
Bank of America

Is Bank of America a good mortgage lender?

There is no true answer to your question in all reality. The media plays off of the housing crisis and B of A is a massive lender/player in the mortgage industry. Of course people losing their homes to oversights and poor lending practices also involve B of A. To say they are truly a "good" or "bad" lender is hard to say.

On the flip side if it wasn't for B of A some folks would have never gotten a mortgage to begin with (whether they maintained it or lost it is a different story).

Ask around to friends and family, most people rarely ever interact with their mortgage company in most cases. So things to ask is how easy was the home financing process that they had to go through.

115116117
Banking
Swift Codes and Routing Numbers
Bank of America

What is the current HR phone number for Bank of America?

Personnel Center

1.800.556.6044

From the BOA website

979899
Business & Finance
Banking
Mysore
Bank of America

How did banks begin?

Where the actual name came from is Venice, where money lenders in the 1300 and 1400s used to work at benches, the word for benches was banchi. They gatrhered together investors in order to support the big business ventures of the time which was international trade and shipping.

http://www.ex.ac.uk/~RDavies/arian/origins.html

113114115
Mobile Phones
Dental Insurance and Financing Dental Care
Wireless Communication
Bank of America

Where can you find a listing of different dental plans which includes a contact phone number?

To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).

113114115
Lyrics and Sheet Music
Bank of America

Bank of America NA what does the NA mean?

N.A. is an abbreviation for National Association that denotes a federally chartered bank that is regulated by the Office of the Comptroller of the Currency.

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Banking
Swift Codes and Routing Numbers
Bank of America

What is Bank identification number?

The Bank Identification Number, also known as the BIN, or the Institutional Identification Number, also known as the IIN, can tell you the name of the bank that issued the card, the type of card like Debit or Credit or MasterCard or Visa. From the BIN you can also determine the bank phone number and other details about the card and issuer.

Bank Identification numbers are the first 6 digits of a card number.

The BIN numbers are maintained by the American Bankers Association, however, they do not distribute the database, or make the information public.

The ABA states, "The Register is not available to the general public. The Register is available only to those institutions that have issued cards in accordance with ISO/IEC 7812 Parts 1 and 2 and whose information appears in the Register; authorized block holders, Sponsoring Authorities and network providers."

The ABA goes on to say:

"The purpose of the ISO/IEC 7812 Numbering System is to uniquely identify an issuing institution in an international interchange environment. It is not possible to determine the country of origin from the IIN, nor is it possible to determine the type of card being used (i.e. debit, credit, ATM, etc.) Also, the "Register" does not contain information on the financial institutions who issue a card on behalf of Visa, MasterCard, Discover, etc, because that information is not reported to the ABA. That type of information would need to be obtained directly from those various organizations."

"Those various organizations," provide this information to private sources who maintain the actual data that is associated with the IIN or BIN. So for businesses to obtain the BIN database information they must purchase it from a private information provider, and not obtain it from the ABA.

Private information providers can supply information not maintained by the ABA.

The very first number determines the card type:

3 - American Express (Travel Industry)

4 - Visa Card

5 - MasterCard

6 - Discover and department store

If you look at a Visa card that starts with 4135 71 for example, this "BIN" number indicates it is a Visa issued card (because it starts with a "4") and looking up the number in a privately maintained BIN database, it lists the following information:

413571

Visa Debit

Business card

Bank of America Issue

888-287-4637

U.S.A. country of origin

919293
Banking
Bank of America

Is there a Bank of America in Wisconsin?

Yes there is.

107108109
Swift Codes and Routing Numbers
Dallas
Bank of America

What is the Bank of America routing number for Texas?

Texas, North and South ABA (Ordering Checks): 111000025 ACH (Direct Deposit/Automatic Payment): 111000025 Wire Transfer: 026009593

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Banking
Job Training and Career Qualifications
Bank of America

What does a bank teller do?

A bank teller accepts deposits, cashes checks, makes withdrawals, issues negotiable instruments (cashier's checks, money orders and traveler's checks) sells and redeems savings bonds and balances the ATM.

If the branch has a small number of employees, the bank tellers may also open new accounts and talk to customers about loans. A bank teller is expected to provide good customer service and will be responsible for balancing their cash drawer.

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Swift Codes and Routing Numbers
Bank of America

What is the swift number for Bank of America Dallas?

What is the swift number for bank of america Dallas?

979899
Banking
Bank of America

Where is a Bank of America in brentwood ny?

First Ave

Lirr - Brentwood, Brentwood, NY 11717

phone number: (800) 432-1000

939495
Banking
London
Bank of America

What is the address of Bank of America London?

I did a double-take at this one. Bank of America? In London? I looked it up anyway, just to check, and sure enough, there is a Bank of America in London! The address is: Canada Square, Poplar, Docklands, London E14 5AQ, United Kingdom‎

See Related Link below for a map to any Bank of America in London, UK.

939495
Bank of America

Is Bank of America open 1.16.12?

No its not, their online services are down too.

919293

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