0
Can your company be penalized for a pre existing condition you do not list on your application for group health insurance?
Wiki User
∙ 15y ago
Presumably in this context it is your employer providing you with health insurance.
It is not that your company would be penalized, it is that the insurance company would refuse to pay for treatment of the preexisting condition. They set rates according to the known health of their pool of insured people. But upon signing up for your company's insurance plan you failed to divulge a known condition, and signed the statement saying you were giving the insurance company an accurate statement of your health, so you lied to them (aka committed fraud). That generally voids your policy.
Check the particular wording of your own insurance policy regarding preexisting conditions.
Wiki User
∙ 15y ago
Add your answer:
Earn +20 pts
Is hypertension a pre-existing condition?
If it was diagnosed or if the insured otherwise had notice of it before making the application for insurance, yes.
Is ADHD a pre-existing condition when it comes to Health Insurance?
If one was applying for health insurance and had to list existing conditions and ADHD had been diagnosed prior to the application it would be pre-existing. If it was diagnosed after the application and after the insurance is in place it would not be considered pre-existing, even if it did exist, so long as it had not been diagnosed by a doctor. Subject to change by someone that really knows!
Can a insurance company drop you for a pre existing condition?
I need a little more information. What kind of insurance and what kind of pre-existing condition?
What is a preexisting condition?
A pre-existing condition any medical condition that your have been diagnosed with, prior to the time of application. Some pre-existing conditions can cause an applicant to be declined coverage. Other conditions may cause the insurance company to place a "rider" on the condition, meaning they would not cover the condition itslef but will still offer coverage to you.
If you were fine when you applied for coverage then had some problems but no diagnoses can your insurance say you had a pre-existing condition?
They can try and say that, but as far as I know the burden of proof is on them. If you told the truth on the application - they will have to pay. You might have a condition that the insurance company thinks a reasonalble person would have known that they had.
What is pre-existing condition mental illness?
Most medical conditions that you've been diagnosed with prior to applying for the insurance will be considered pre-existing. If you've been seeing a psychiatrist before or during the application process, it will be considered pre-existing.
Is ulcerative colitis a pre-existing condition?
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company.
What is pre-existing condition?
A pre-existing condition any medical condition that your have been diagnosed with, prior to the time of application. Some pre-existing conditions can cause an applicant to be declined coverage. Other conditions may cause the insurance company to place a "rider" on the condition, meaning they would not cover the condition itslef but will still offer coverage to you.
Could you get free health insurance with a pre existing condition?
Having a pre-existing condition can be tricky, when looking for health insurance. If you are unable to work, I would first contact the Social Security office and see if you qualify for Medicaid insurance or Medicare insurance. Each company is going to be different, so you will need to ask each company to see if the pre-existing condition will be a problem.
If you have travel insurance should you let them know of a pre existing condition?
Yes. It may invalidate your insurance if you do not
What is a pre existing limitation?
A pre existing limitation is a medical condition that prevents you from receiving health benefits or insurance benefits. Insurance companies consider this before granting insurance or benefits.
How does the insurance company determine whether a pregnancy is pre-existing or not?
Just like any other condition. It is pre-existing if it was diagnosed prior to applying for the insurance.
