If and only if you live in his household and are a member of the immediate family. If you are an adult over 21 it is usually best for you to have your own policy. If you live in the same household then you both have to be listed on each others policy.
No. You can't insure a vehicle that you do not own. You must have an insurable interest in a vehicle in order to insure it.
To give you a basic answer, the insurance company will only insure a vehicle if the listed owner is on the policy. Mark
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No. You cannot insure a vehicle that you do not own. The exception would be in a family situation where two spouses own two vehicles and insure them on one policy.
No. By law only 1 policy is allowed per vehicle.
You can not insure a vehicle for more than its value so more than one insurance policy would be a waste of money.
No. Added: If it is an automobile policy or a 'blanket' policy that you intend to insure it with, yes, it will have to be listed. If the policy you refer to covers ONLY your vehicle, and no other, then no.
No, you cannot insure a vehicle twice with two different insurance policies simultaneously. This is considered double coverage and is not allowed as it can lead to insurance fraud. You must choose a single insurance policy to cover your vehicle.
No. Insurance cannot be obtained on property which the policy holder has no vested interest or ability to control.
You can add your roommate to your auto policy as a driver but you cannot add their vehicle to your policy. You cannot insure a vehicle you do not own and since you have no legal relationship with a roommate you cannot add a vehicle they own to your policy. You do have an obligation to add them as a driver on your policy if they ever drive your car.
The vehicle must be insured by the person whose name appears on the title. Only the person who holds the title/deed to property has insurable interest in said property, thus they are the only ones who can take out an insurance policy to protect it. If the parents wish to insure the vehicle on their policy, they must have the vehicle re-titled in their name and add the vehicle to their policy. Their son may be added to the policy as the vehicle's principal operator.
Again, you cannot legally insure a vehicle that does not belong to you. The insurance policy and application make up a legally binding contract and state that you must own the vehicle in order to participate in the contract of insurance on the vehicle.