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They can add your name to their account to authorize you as a user. My parents always had me as an authorized user on their cards when I was a teenager in case I had an emergency or just needed really needed to pick something up. They were still the ones responsible for the account. I knew if I abused it they could take it away and it would be heck to pay.

However, they cannot take a credit card for their personal use by using your name. Only you are allowed to open a line of credit under your name. Using someone else's name to open an account for your own use is fraud.

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17y ago

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