If you put medical insurance on the policy when the policy was purchased.
If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.
In Pennsylvania, medical liability coverage is not specifically required for motorcycle insurance. However, motorcyclists are required to have at least liability insurance, which covers bodily injury and property damage to others in the event of an accident. Additionally, riders can opt for optional medical benefits coverage, which helps cover their medical expenses resulting from a motorcycle accident. It's important for riders to assess their individual needs and consider additional coverage for better protection.
== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.
Usually your own insurance.
IT DEPENDS ON HOW MUCH MOTORCYCLE INSURANCE YOU HAVE.
In Ontario, motorcycle insurance is mandatory and requires at least third-party liability coverage, which protects against claims for bodily injury and property damage to others. Riders must also have accident benefits coverage, which provides compensation for medical expenses and lost income due to injuries. Additionally, it is advisable to consider collision and comprehensive coverage for protection against damage to the motorcycle itself. Riders must provide proof of insurance when registering their motorcycle and during roadside checks.
Medical bills for yourself and anyone else in your car in case of an accident
Medical bills for yourself and anyone else in your car in case of an accident
If your motorcycle was rear-ended by a car, the driver of the car is typically at fault, and their insurance should cover your medical costs. You would need to file a claim with their insurance company to seek compensation for your injuries. If the driver is uninsured or underinsured, your own motorcycle insurance may provide coverage, depending on your policy. It's advisable to document the accident and consult with a personal injury attorney for guidance.
AMEGA typically stands for "Accident Medical Expense Group Accident." It refers to a type of insurance coverage that provides benefits for medical expenses incurred due to an accident. This can include costs like hospital stays, surgeries, and other medical treatments resulting from the incident. The specific terms and coverage details can vary depending on the insurance provider.
Yes, it is advisable to have uninsured motorist coverage on a motorcycle. This type of coverage can protect you financially if you're involved in an accident with a driver who doesn't have insurance or insufficient coverage. Given the higher risk associated with motorcycle riding, having this protection can provide peace of mind and help cover medical expenses or damages that may arise from such incidents. It’s important to check your state’s requirements and consider your personal riding circumstances when deciding on coverage.
Liability and medical insurance.