Medical bills for yourself and anyone else in your car in case of an accident
Winston Stehr
If you put medical insurance on the policy when the policy was purchased.
its liability insurance
the answer is liability
liability insurance. -twiggy.
Liability Insurance
No. A person pays for their own policy which covers them.
Homeowners insurance is "Property Coverage". Most home insurance policies only have 500 dollars medical coverage for the named insured which covers minor house hold injuries in and around the house. Some home insurance policies have no medical coverage at all since it's "property insurance". Your home insurance policy does not and can not replace your major medical or health insurance policy. Medical insurance and property insurance are two very different kinds of insurance.
If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.
Check your insurance policy. If you selected medical coverage when you purchased your policy. There is usually a small amount (about 500 dollars) of medical for the named insured that covers minor house hold injuries. Otherwise you would need to look to your health or major medical insurance policy for personal injuries.
The best medical insurance policy coverage would depend on your current and foreseeable future needs. The best policy coverage will be from a reputable company that offers the amound and type of coverage you desire.
Medical insurance will only pay you for hospitalization, predetermined ailments, and accidents. Health insurance covers hospitalization as well as ambulance charges. Add-on coverage includes critical illness, accidental disability, and so on. Medical insurance has no coverage flexibility; health insurance consumers can reduce the length of their policy.
What does the brochure or policy Evidence of Coverage for the secondary policy say?