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Cheap APR (Annual Percentage Rate) are easier to get if one has a good income and good credit background, both of which the loaners will surely check.
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∙ 10y ago
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What does a good credit history do for consumers?
It makes it easier for them to get loans.
Why is it important for people to maintain a good credit history?
So that they have an easier time getting loans and credit cards
Why is is important for people to maintain a good credit history?
So that they have an easier time getting loans and credit cards
What 5 top banks are offering the cheapest personal loans?
Bank of America has an excellent loan price and is definitely among the cheapest, Citigroup is also a very good bank that also offers cheap loans. Wells Fargo offers very cheap loans and so does Capital One. Finally, PNC has great loan prices.
Would it be better to look for a cheap loan through a local bank or online?
It would be better to check your local banks for cheap loans. There are many loans available through them. Online loans are good okay but in a lot of instances they are not always what they seem and contain fine print that is not alway benifical to the person applying for the loan. Also online loan sites can often be scams.
What does a good credit history do for consumers?
It makes it easier for them to get loans.
Why is is important for people to maintain a good credit history?
So that they have an easier time getting loans and credit cards
Why is it important for people to maintain a good credit history?
So that they have an easier time getting loans and credit cards
What 5 top banks are offering the cheapest personal loans?
Bank of America has an excellent loan price and is definitely among the cheapest, Citigroup is also a very good bank that also offers cheap loans. Wells Fargo offers very cheap loans and so does Capital One. Finally, PNC has great loan prices.
Where can I find cheap payday loans?
Payday loans are pretty good to get money quickly. You can get one from any Rent To Own company, or you can look in the phone book under Cash Advance in the yellow pages.
Where can a person find a cheap car loan?
You can find a cheap car loan at some of the rental car places. I know that Enterprises and Rent-A-wreck in chicago sell there good rental vehicles and alot of their car loans are really cheap.
Would it be better to look for a cheap loan through a local bank or online?
It would be better to check your local banks for cheap loans. There are many loans available through them. Online loans are good okay but in a lot of instances they are not always what they seem and contain fine print that is not alway benifical to the person applying for the loan. Also online loan sites can often be scams.
How good is a credit score of 754?
A credit score of 754 is very good, indeed. Such a score will make getting loans of all sorts much easier and more affordable.
Where can the cheapest homeowners loans be found?
There are many websites that guarantee a cheap homeowner loan for a price, however, a good bank will provide a person with a loan with a reasonable mortgage.
What qualifications must a borrower have to get unsecured loans?
A borrower must have good standing credit to get unsecured loans. Also they must be good of their word, in that they are trustworthy to pay back the loan. A credit score of over 650 and also having a cosigner to receive an unsecured loan is the most desirable to lenders.
How can an independent US undergrad who already received the max amount in Federal loans and is not eligible for more get private alternative loans if she does not have a co-signer?
Unfortunately, you can't. You can apply for a Parent Plus loan and if your parents are denied you will receive an extra $4,000 in unsubsized Stafford Loans. It is only getting more difficult to get private alternative loans with the economic crisis. Good luck.
What are good interest rates for bank loans in 2013?
What qualifies as a good interest rate depends on the loan. There are car loans, mortgage loans, home equity loans and personal loans. The interest rate for each loan differ.
