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Accepting Credit Cards
Credit and Debit Cards

Could a store have a minimum on charging your credit card?


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Wiki User
April 10, 2010 7:29PM

Requiring a minimum purchase in order to use any card, whether it is a debit, credit, or rewards card is strictly forbidden by the agreement that merchants agree to when they sign up to accept Visa and MasterCard payments.

An example of this would be Visa's Operating regulations, see link to Visa's site below:

However, there are ways to suggest which form of payment for them to use or to at least ensure you are covering your cost. One way is to assume that you will be paying 2-3% on each transaction and adjust your prices accordingly and then provide customers with a cash discount when they pay with a non-card payment method.