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Dental work was done when I did not have dental insurance and now that I have it can it be used?
Wiki User
∙ 16y ago
Your insurance is good for any work you have done from this point forward. It does not cover work that was performed prior to having the insurance.
Wiki User
∙ 16y ago
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What is aetna dental insurance What is it used for?
Aetna is just the name of an insurance company that deals specifically with dental insurance. They have an official website with all of their plans and services at www.aetna.com
Where can one purchase used dental equipment?
Used dental equipment may be purchased at Cascade Dental, Dental Planet, Independent Dental and Collins Dental Equipment. One may also purchase used dental equipment at Shop Used Dental.
Does Premera Blue Cross offer dental insurance?
Premera Blue Cross provides 4 different dental plans from basic coverage to plans that cover the dental procedures which covers most commonly used treatments.
What are CDT Dental codes?
CDT codes are a series of numbers and letters that corresponds to a dental procedure. Example, D1110 translates to an adult prophy or cleaning. These codes are needed to submit dental claims to your dental insurance. The codes are in a book that can be purchased explaining what each code is and when it should be used.
When Your dental plan is used up can you get another knowing that you still have more work to be done?
It sounds like you have a "dental insurance plan," which almost always has an annual limit on benefits. This limit normally ranges from about $1000 to $1500 per year in maximum reimbursements and you are "maxed out." One option is a discount dental plan, which could save you 30% to 40% on major procedures. This is not dental insurance, where you can go to any dentist. With a discount dental plan, you must use one of the plan's "participating" dentists. However unlike "dental insurance," there are no waiting periods for covered services. You can start immediately. The two most important features to consider in a "dental plan" are (1) the availability of plan dentists near you, and (2) the discounted fees you pay for dental procedures. Today, most of America's top discount dental plans are sold online. To see what's available in your area, try www.alowcostdental plan.com and www.dentalplans.com.
What companies offer the best dental health plans?
* Probably only those offered through employer sponsored plans, but policies vary from state to state* To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).
Where can you get individual PPO dental insurance plan?
== == To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network). The term "plans" is sometimes used to refer to the companies that offer dental benefit products. There are four basic dental benefit products: dental HMOs, dental PPOs, dental Indemnity (traditional insurance with no network) and discount dental (not insurance but you get a discount on the fees charged by participating dentists). DHMOs, DPPOs, and Dental Indemnity products are "insurance. The National Association of Dental Plans site has a directory of companies that offer dental insurance that can be searched by state. You can select "individual" and get the list of just those companies that provide individual dental insurance or discount plans in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan. As of mid 2007 there are only 22 dental plans that provide individual dental benefit products across the nation and they do not all operate in all states. The number is increasing daily. Here are opinions and answers from FAQ Farmers: * I have found unicare offers a PPO plan for individuals. I am about to take out the plan on my child. I had been going back and forth on this for over a year. This is the only one I have found. And my sons dentist is in the plan. * Ameritras offers a dental PPO plan for family and individuals. * In reviewing this answer's history, it appears that some of the information you've been given pertains to a dental PLAN rather than dental INSURANCE. In my own attempt to find individual/family dental insurance, I found a plethora of DENTAL PLANS, but I was could not find any individual DENTAL INSURANCE. Further, there isn't an insurance broker or provider named Ameritas; there is, however, the Ameritas Insurance Corporation, but they only provide dental insurance plans for groups. I found this helpful information at the American Dental Association's website. Even on the ADA's website, the difference between the terms "dental plan" and "dental insurance" are not clearly stated. "What is dental insurance for individuals? Dental plan coverage for individuals is not commonly offered because dental needs are highly predictable. For example, you would not pay premiums for your dental coverage if the premiums were more expensive than the cost of the dental treatment you need. Since this is the case, insurance companies would stand to lose money (spend more on benefits than they receive in premiums) on every individual dental plan they write. There are, however, a few companies that offer a form of dental benefits for individuals. Most of these plans are "referral plans" or "buyers' clubs." Under these types of plans, an individual pays a monthly fee to a third party in return for access to a list of dentists who have agreed to a reduced fee schedule. Payment for treatment is made from the patient directly to the dentist. The third party acts only in the capacity of matching the individual to the dentist. The dentist receives no payment from the third party other than in the form of referral of patients. are differences between a dental PLAN AND dental INSURANCE." You see, the question asked was about dental INSURANCE. The answer, however, immediately refers to a dental "plan", as if it was synonymous with dental insurance! But then, in the second paragraph, it describes "referral plans" and "buyers' clubs"....more commonly known as DENTAL PLANS, not DENTAL INSURANCE! I found a website that explains the difference between plan/insurance much more clearly. I listed it in the "links" - but in case I did it incorrectly, just go to dental-resources.com and in the left frame, underneath the heading Financial (look for the Ben Franklin!), click on "dental insurance plans". There's also a link if you need to know about financing. *Note that it's a commercial site, not affiliated with the ADA. Also, I'm not affiliated in ANY way with this site or the ADA or anything DENTIST, period! (just in case) "Dental Insurance Plans & Programs Dental health is extremely important for individuals and families and it's financially helpful to have some form of dental coverage to minimize the costs of dental care. There is a difference between traditional dental insurance plans and discount plans. Let's first start out talking about dental insurance. It's typically only available to individuals and families who receive their dental insurance coverage through large groups or through their employers. There is a premium that the employer pays to have their employees dental care covered. So how does a Discount dental plan differ from a traditional dental insurance plan? A dental plan is very similar to holding a membership in a buying club? You pay a flat fee yearly. These gives you access to the provider dentists. The discount dental plan negotiates a discounted rate for typical services like hygiene visits, exams, fillings, cleanings, root canals, orthodontics, crowns etc with the provider dentists. The dentists agree to provide these services to you at the pre-arranged discount rates which are often displayed prior to purchasing the reduced fee plan. They are ideal for individuals and their families who do not get dental insurance coverage through their employer. There are substantial savings that can be obtained through the provider networks in the range of 10 60 %. The one drawback can be the limitation of only being able to visit a provider dentist. However even traditional dental insurance can have similar limitations." Some of the PLANS are pretty good, and can save you quite a bit of money. Our dentist is great, we found a plan she accepts and we get a decent discount on all services. Payment is expected up front! We had to get financing (it's like a dental credit card that you apply for) - ask your dentist about it. * Actually Ameritas does offer ppo dental plans but as someone else suggested, through groups only. However, there are groups you can join that offer these types of benefits. Be careful as some offer insurance products and some offer only discounts. We chose and bought the Valu+ plan. It currently (Aug 2006) costs $69/month for the whole family. It has Ameritas Dental, VSP vision, Liberty Medical discount diabetes supplies (my daughter is diabetic), an AD&D plan and an accident supplemental. I think I paid a one time fee of $30 to join the group but well worth it for my family. I was paying well over $100/month for dental alone.
Choosing The Right Dental Insurance?
Let's face it, dental insurance isn't what is used to be. In years past, employers could offer extensive dental coverage plans that could meet your needs with little out of pocket expenses. Today many employers offer little or no dental insurance at all and the price of quality dental care is rising. Many people have turned to shopping for a comprehensive plan to meet their dental needs. There are plenty of insurance companies that offer great dental plans, but which one is the right one for you? Beware of getting the cheapest insurance possible as it may fall short of the coverage you truly need. But watch out for a dental plan that costs you hundreds and provides you with coverage that you will never use. To choose the plan that is right for you, you will need to evaluate what your dental needs will be. If you have a great set of teeth and only need routine checkups, then choose an inexpensive plan that will cover all or the majority of the cost of your routine cleanings and x-rays. If you have occasionally needed a cavity filled or have braces, then you need to choose a plan that covers more extensive dental work. When comparing dental plans, consider the total cost of your premiums, all of your deductibles, and the amount that will not be covered for the dental procedures you think you will need to most. For example, one dental insurance may have a premium of $500 per year, but will only cover 50% of the cost of a filling. A different dental insurance may require a yearly premium of $800, but will cover 100% of the cost of the same filling. If you have a dental plan that you are happy with, continue to occasionally shop around for a better deal. Right now, companies are competing hard for your business, and in today's economy every dollar saved is as important as ever. Obtaining dental insurance is not impossible and with a little knowledge and patience you can find a dental insurance plan that is right for you and your family.
Where do you get supplemental dental insurance?
* They're not insurance, but Discount Dental Plans are available from a number of reliable companies. Monthly costs are significantly less than insurance, and you receive discounts on virtually all services and procedures at the dentist. Because dentists have to agree to accept the reduced fees from members of the plans, there are certain ones you have to go to. The location of available dentists can vary greatly from one geographical area to another, so it's important to find out where they are in your area. For more information about dental and medical discount plans, Search Google To find other companies who offer discount plans, do a Internet search for "dental plans." == == * If by supplemental, you are looking for "individual" dental insurance, the National Association of Dental Plans site has a directory of companies that offer dental insurance that can be searched by state. You can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist fees who are part of the discount network). == == * Actually, there are situations when two dental insurance policies will pay on a procedure. What you need to look at is whether the policies have a non-duplication clause which would prevent "double" payment. Most policies have a "coordination of benefits" or CoB provision which is regulated by the state. The CoB provision determines which policy pays first and assures that no more than the actual charge is paid by insurance, i.e. that payment is not greater than the cost. * To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network). == == * I just called an Health/Dental Insurance provider about that matter and they tried to explain that I can/should not have two dental Insurances, since only one will pay. At my question to her that I am only interested in supplemental dental insurance they explained they have not heard of such. But they do know of a dental discount card where you have to be a member ( means member fee)and then you could if you dentist is participating in that particular program get a 10 % refund of your co payment. Anybody with more info's? Thanks, Caroline. == == * Yes, you may have double coverage that combine together to may 100% of the cost of the crown. However, you can NOT make money on insurance. If you need a root canal and it's covered at 80% then the primary coverage (if your the subscriber) will pay 80% and the secondary plan (spouses plan) will pick up the other 20%. == == * I file insurance daily and have never seen it work the way the previous answer states. Usually the second company will only pay a smaller portion not cover the remaining 20% in full.
Why are dental bibs used?
They are used so that you don't get any toothpaste or dental gunk on your clothes.
What can cause pain in the gall bladder?
A dental assistant salary would be the salary the dental assistant is paid. Therefore, it is used to pay the dental assistant for their work in the dental office.
What is a dental hollenback?
It is an instrument used to carve anatomy into silver dental fillings.
