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Do I have to call my insurance company if other car hit my car and gave me his insurance company's info?
Wiki User
∙ 12y ago
In general, yes.
You are best advised to first call the other insurance company and see if the other person has reported the accident. If not, you can try to report it yourself, but the insurer will probably wait to resolve the claim with you until it has spoken with its insured and concluded its investigation.
You should not assume that the other person's insurer will agree that its insured was At Fault. Therefore, it is wise to report the collision to your own insurer too. If you have collision coverage (to fix your own car), the policy will require a prompt report of the collision and will give your own insurer the right to inspect the damage and prepare an estimate that it will pay. If the other party, or his/her insurer believes that you were responsible for the collision, a claim may be asserted against you.
Wiki User
∙ 12y ago
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