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Typically there are no credit checks of any sort for prepaid cellular services. The trade off is that you will pay more for your services.

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Q: Do I need to have good credit to sign up for prepaid cellular service?
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In this day and age, cellular service and cellular towers have exploded all around the globe and have become the norm rather than the exception to daily life. You might even garner a funny look if you told someone you didn’t have a cellular telephone; but with all the fancy new phones and myriad of cellular plan choices, how do you know which one is right for you? One option to consider would be a prepaid cellular plan. Under this type of plan, you work on a pay-as-you-go basis, whereby, you use your credit card, debit card or cash to load money into an account that is established for you by your cellular service provider. Each service associated with your phone such as phone calls you make, phone calls you receive, any text messages you send or receive and internet usage is assigned a specific dollar amount per usage of that service. For example, each call you make may cost five cents per minute, or each text message you send may cost ten cents per message, while receiving them might be free. Each dollar amount you spend on a particular service is then debited from the prepaid account you established with your mobile service provider. If the account does not have a sufficient balance to cover a service you wish to use or once the account reaches a zero balance, you will no longer be able to use the services of your cellular telephone. At that point, you must then use your credit card, debit card or cash to fund the account and again be able to utilize your services. People often wonder why a prepaid cellular plan might be a good option. For some, this type of plan is best suited for the occasional cell phone user who only uses their cellular phone in emergencies or rare situations. This is also a perfect alternative for anyone who doesn’t want to be bogged down with contract terms and agreements. In deciding whether a prepaid cellular plan is the way to go, it is best to determine your lifestyle needs and how a cellular phone would fit into your life. From there, the cellular telephone world is yours to explore!


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