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No, you do not need a debt calculator to see if you can buy a house. Debt calculators do not exist. However, if you're referring to interest calculators, they exist online.

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Q: Do I need to use a debt calculator to see if I can buy a house ?
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Will a mortgage calculator let me know how much house I can afford to buy?

Yes, a mortgage calculator will help you in your decision to purchase a home. The mortgage calculator will also ask you for various inputs such as pre-tax income, current debt and debt payments, points on the mortgage loan, current rent payments and others to help make the decision.


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