Want this question answered?
yes
No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.
Yes, and you want them to because if they are paid out of order then it will be a mess to correct.
Cal an agent and he can give you a quote on the insurance cost. I would recommend that you contact an independent insurance agent because they represent many different insurance carriers and can shop for the best price and coverage for you.
This will depend on your insurance carrier and your provider. I would suggest calling your insurance carrier to ask for help. In general, if your provider is out of network, you will need to appeal the denial with the insurance carrier and provide details about why you didn't call to do the pre-approval. If your provider is in network, they usually cannot bill you if they fail to do a pre-approval. (check with your insurance carrier to verify this) In that case I would contact the provider and tell them they can't bill you for it. If they insist they can, contact your insurance carrier and ask them to send a letter to the provider stating they cannot bill you for the service due to their failure to pre-approve it.
It all depends on the service provider that you go with. All you need to do is ask the provider when you go to get it , that you need some type of insurance because of your needs.
The reason why you should purchase health insurance from a specifically Christian provider instead of a nondenominational company because if you're a Christian, they can give you a nice discount.
NFU Mutual is a United Kingdom Insurance carrier. They offer pensions which most insurance carriers do not offer. I cannot say that they are better or not because I do not have experience with them as I live in the United States.
Yes. Many carriers are now doing dependent audits to make sure the people you have added to your policy are eligible for coverage. Failure to provide the appropriate documentation can result in the person being dropped. If you poured through the master policy you will likely find the language that gives them that right.
Maternity health insurance is not a stand alone insurance. It is usually included in a package provided by your insurance plan. Blue Cross and Blue Shield and Humana offer maternity and post natal insurance plans. You also need to check with your current provider, because insurance changes from state to state sometimes.
Probably Insurance companies because they're always competing, other companies that advertise a lot are Car companies, and Cell phone carriers, again, because they're always competing.
A pro of having dental insurance from a PPO health provider is you get to choose which dentist or specialist you want see. A downside is the PPO plans are generally higher in price because of this luxury.