0
What else can I help you with?
What is a Check Report used for?
There is really no such thing as a check report. There are check reporting services such as ChexSystems that businesses and banks may use before accepting a customer's check.
What is credit report .gov for?
To learn what a credit report .gov is used for check with the gov that issued it You can also check Wikipedia for more information on what a credit report .gov is used for as well
Are there really any companies that you can get your credit report from for free?
Some banks will check your credit report for you. There are also some companies that will send you a report at certain intervals.
Will issuing bank replace a stale date check?
No. Only the person who issued the check to you can replace the stale dated check. Banks do not have any authority to reissue state dated checks to people to whom checks were issued by their account customers. You need to contact the person who gave you the check and ask for a replacement check.
Which mortgage companies should one compare rates?
"You need to check with banks in the town you live in, or banks that are close to where you live. You will get different rates on different amounts and different credit scores."
What is the maximum check amount that can be issued?
The maximum check amount that can be issued varies depending on the bank or financial institution, but it is typically around 10,000 to 25,000. Banks may have different policies and limits for issuing checks, so it's best to check with your specific bank for their maximum amount.
What is the definition of a check cashing fee?
A check cashing fee is a fee that the bank will charge you when you deposit a check issued by a customer of another bank into your bank account. This fee is charged only if: a. The check that is deposited is an outstation check (Not from the same city/state where you have the bank account) b. The check that is deposited is an International check (From a different country and/or in foreign currency) In cases where the checks are issued by other banks in the same city/state or by a different branch of the same bank, banks do not charge any fee for cashing checks.
How long does it take for IRS check to clear?
Different banks will have different policies for clearing government checks depending on the amount of the check. Fraud using checks designed to look like they are issued by the US Federal or a State government is widespread, and while many banks will clear checks in relatively small amounts within 3-4 business days, larger checks may be held for up to 21 days to make sure they are genuine.
If you failed to deposit a check issued over six months ago but still have the original check and can mail it back to the payor is the payor bound by law to draft a new check?
The payor is not bound by law to issue another check. The check was legal tender that you could have cashed at any time. Some banks will still cash a check that was issued over six months ago.
Do banks honor check written before a person dies?
Yes they do. As long as the check is valid and does not have any problems like signature mismatch or overwriting in the check or insufficient balance, the bank will honor the check and make the payment to the person to whom the check was issued.
What if the check issued is under your maiden name?
If a check is issued under your maiden name, you can typically still cash or deposit it, provided you can verify your identity. It's helpful to have identification that includes both your maiden name and your current name, such as a marriage certificate or a government-issued ID that reflects the name change. Some banks may have specific policies regarding this, so it's best to check with them directly.
Can two checks have the same check numbers?
Yes, two checks can have the same check number if they are issued from different accounts or different banks. However, within the same account, check numbers must be unique to maintain accurate record-keeping and prevent fraud. Banks generally avoid reusing check numbers to ensure each transaction can be tracked independently.
