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What else can I help you with?
Can debtors collect from a deceased's life insurance policy?
I think you mean "creditors," those who are owed money. Debtors are the ones who owe the money. In Texas, the proceeds from life insurance policies are exempt if a dependent is named as the beneficiary. Otherwise, the funds are not exempt. Of course, the creditor must know about the policy to collect from it.
What is another term for accumulation period?
Another term for the accumulation period is the "contribution phase." This is the time during which an individual or an entity contributes funds to a savings or investment account, such as a retirement plan or insurance policy, before they begin to withdraw or annuitize those funds.
What is a good insurance for a poor driver in CA?
In California, there is a statewide reduced liability insurance policy to help make insurance more affordable to those who are in poverty. You can find this policy at any insurance company.
Can you add step children to medical insurance policy?
When you get married, and either spouse has children, those children can be added to the policy. If you have a family plan, step children can also be added to a medical insurance policy.
What is an annual premium for life insurance?
Single Premium Life Insurance policy is good for those who can pay a lumpsum in a single stroke. Like conventional life insurance policies, this policy too provides a security umbrella to the policy holder until the full policy term. Buy Single Premium Life Insurance Policy : insuringindia ‪#‎SPLPolicy‬ ‪#‎LifeInsurance‬ @insuringindia
Does homeowners insurance cover stolen items at college?
If you have off premise coverage on your policy and the stolen items were scheduled on your homeowners insurance policy then Yes, you should be covered for those items. Contact your insurance agent for clarification of your insurance coverage.
What kind of medical malpractice insurance covers the insured only for those claims made while the policy is in force?
That is what Malpractice Insurance is.
Why is it important to have insurance?
Insurance is important because it is designed to pay various types of claims depending on the type of policy that applies. Important types of insurance typically include policies that are purchased for an automobile, a home and those provided by an employer, such as a group health insurance policy.
If your 17-year-old son who is not on your insurance policy totaled your car and no other vehicles were involved will your insurance cover the damage?
Insurance laws differ state to state. The most logical thing to do is to call your agent! Does your son have his own policy? Is he listed on another policy? If the answer to those are no, in MA your answer is no! 4lifeguild
If you have comprehensive insurance and your car was totally lost in a fire will the insurance cover the items inside IE GPS ipod that was lost?
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.
What is variable life insurance?
Variable life insurance differs from whole life insurance and universal life insurance in that policy owners direct the distribution of their premium payments among several different accounts or funds rather than of the company's choosing. Typical account choices are: common stock, bond, mortgage, and money-market accounts. With a variable policy, the death benefit and cash value benefits vary in relation to the value of the investments underlying the policy. If the value of the accounts increases, so will the benefits; if the value of the account decreases, so will the benefits, subject to a minimum guarantee. Variable life insurance is more risky to the policy owner than the other forms of cash value insurance, but there is a possibility of greater returns. In fact, variable life insurance is so much like "normal" investing that agents offering it must be licensed securities dealers and registered with the U.S. Securities and Exchange Commission. For Insurance � a free service that connects consumers with insurance agents and policies � recommends that variable and variable-universal policies are most suitable suitable for long term obligations and those who are more active investors and for estate growth and death tax liquidity. In Response to Chris' prior response. "Variable" means it is not a fixed account, but in subaccounts directed according to the policy owner's wishes. These subaccount include, but not always, popular funds like the ones offered by Fidelity Investment. They all have there field of investments. Some are Blue Chip stock funds, Over-seas funds and even more simple Government Bond funds. Money Market is a choice. The choices can be endless and the owner picks % of the net premium paid after expense to go to each Sub-Account. Your Death Benefit will stay the same if you choose the Level Death Benefit option. Your benfit will be payable as long as premiums are paid and there are funds in the accumulation account connected to the subaccounts. You can also choose an Increasing Death benefit that includes the Face ammoun, the amount of insurance on your life, plus the value of your funds. You have choices but get a good agent licensed to sell Variable Contracts. he will need his Series 6 and usually series 63 securties license.
Who Regulates individual health insurance policies?
when we apply for a health insurance policy then they divide according to state your in and then each state have an separate insurance commission under them they will be employees. Those employees can regulate the health insurance policy. For more details click here http://www.searchadeal.in/health-insurance-policy.php
