They are different things..and in either case, they would indicate someone who was not responsible for their actions, failed to maintain their contracted promises....and may have continuing problems. Explain them as best you can...for example if it was brought on by an unexpected medical emergency, that has passed....and you have taken the steps needed to assure it won't happen again.
Employers look for experience just as much (if not more) than qualifications. Do both.
You technically should not be able to do both at the same time. The bankruptcy should stop the Foreclosure proceedings in its track.
The answer is yes. Banks sell their chargeoffs at different points in the collection process. The same buyer may make multiple purchases from the same bank, however the bank may be selling different pools of loans to different buyers at the same time.
Refer to "Bankruptcy Rule 4007" I am in the same boat sadly but there is hope!
Bankrutpcy is filed in a FEDERAL BANKRUPTCY COURT, it covers all places the same.
No. Some things may go into effect, but things are not totally ironed out with creditors.
Both have the same negative impact on your credit.
Assuming it is federal bankruptcy, 8 years, the same in every state.
The same place you get bankruptcy forms for any state. Bankruptcy is a federal procedure, and the major forms are established by the U.S. Bankruptcy Court's administration. Most bankruptcy courts have websites where you can download the forms, including any local forms and rules. You can buy sets of bankruptcy forms online and at places like Staples. Louisiana's state law may be different but it is still bound by the same federal laws we all are.
The same as are allowed in bankruptcy.
First consult a lawyer for which bankruptcy chapter you qualify for and let him/her assist you with the bankruptcy procedures as bankruptcy procedures are not the same in every case. Chapter 7 and Chapter 13 bankruptcies are the most common. For more information, visit these websites: http://howtodeclarebankruptcy.net/ and filepersonalbankruptcy.org/how-to-declare-bankruptcy/.
the answer is yes, Yes mother and daughter can file bankruptcy jointly and also you and your husband will file bankruptcy jointly is still accepted as long as its not same sex marriage.