Want this question answered?
Fleet Insurance is actually a kind of insurance. This would be for people or companies that have more than a few vehicles that need to be insured. Such as a delivery company.
Insurance companies have re-insurers to protect their assets.
The companies that make sure livestock are insured would be Foster Swift, or Sanger Insurance. You may have some companies local to you that may offer livestock insurance.
Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".
Only VEHICLES are required to be insured, not individual drivers.
Property insurance is traditionally paid for by the buyer and is part of the mortgage financing contract. The property insurance is to cover the home and must name the mortgage financng entity as a co-insured mortgagee. It does not matter who does the financing.
A company that is fully insured goes to an insurance company and buys insurance. A company that is self insured does not buy insurance and plans to pay any claims out of the companies "pockets". For instance, if you own a home but choose not to buy home insurance, you are self insured if you should have a fire.
You can get a discount if you have your personal vehicles insured with the same company that your business vehicles are insured with. This called multi-lines discount and can result in substantial savings.
Several insurance companies allow potential customers to get an online quote. Typically the person to be insured will need to provide information about themselves and the property that needs to be insured. Some insurance companies will also use the information provided to estimate the cost that may be charged by competing insurance companies.
No, you can get a named insured policy that just covers you and possible vehicles you may drive.
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.
anal