Car insurance policies are offered by insurance companies and not by the state. Different insurance companies have different policies and may offer different types of discounts. Many insurance companies offer good driver discounts as well as multiple policy discounts.
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∙ 10y agoShouldn't do provided other driver is identified.
It depends on who got the ticket. If the ticket was issued to the driver it will effect his insurance but if it was issued to the passenger then it will only effect his insurance.
If you're a typical new driver (i.e. a teenager), then your rates are not going to be great. That said, all the major insurance companies will give a discount if you keep your grades up.
Yes, the general idea of insurance is that your rates go up when you cause an accident and they are forced to pay out.
Auto insurance prices for young drivers are based on many factors. Is the driver a male or female, does the driver have good grades, does the driver live in a city or out in a rural area. All of these are factors in determining insurance rates. For the lowest cost, a young driver would probably do best to try to get insurance through their parent's insurance bundle.
You must first get a valid form of the authorization that the said student is actually in school then you must get his transcript and grades. This will determine the insurance rates in Georgia.
The best car insurance rates for teens can be found by State Farm insurance. They have good student and good driver discounts that can lower rates by up to 40%.
it will defiantly affect the premiums and depending on the insurance company they might drop him.
It depends upon the state. You would have to talk with your insurance agent for the state in question. Good grades can make a big difference in rates, also!
This is a very subjective question. The answer depends largely on a number of different and varying items. For example, age of driver, type of vehicle, and prior accident history all affect insurance rates. Also, the insurance provider itself influences insurance rates.
You can get a good student discount if your grades are good enough. As for rates, they vary too much to say. If you live in a rural area, the rates are low. If you live in a city area, they are really high especially for a new driver. They vary greatly; probably a few hundred a month.
Insurance rates for teen's can be very costly. In order to keep the rates down encourage you child to get good grades in school and take a drivers education course.