They are not an excluded structure under the homeowner's policy. However, all policies will exclude damage to a retaining wall caused by the pressure or weight of water whether driven by wind or not. As this, along with the deterioration over time (also an exclusion)are the most prominent causes of damage to retaining walls, there are not many covered losses for them.//
No, in fact standard homeowner's policies specifically exclude coverage for vehicles.
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
Most homeowner's insurance policies will cover fire and theft. Individual companies and policies will vary, so be sure you check with your insurance agent to verify if yours does.
Homeowner's insurance policies do not cover flood damage. You will need a Flood Insurance policy and to get one you will have to apply and wait 30 days.
No, homeowner's insurance only overs damages on the house.
No, homeowner's insurance does not cover maintenance and pest control is a maintenance issue.
No. Insurance policies do not provide coverage for criminal activities of the insured.
Most home insurance policies do not cover normal and expected ground settling. However, you can check your policy or telephone your insurance agent and find out if you have coverage for ground movement.
No. Automobiles can only be covered by automobile policies. //
It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.