They are not an excluded structure under the homeowner's policy. However, all policies will exclude damage to a retaining wall caused by the pressure or weight of water whether driven by wind or not. As this, along with the deterioration over time (also an exclusion)are the most prominent causes of damage to retaining walls, there are not many covered losses for them.//
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
No, in fact standard homeowner's policies specifically exclude coverage for vehicles.
No. Insurance policies do not provide coverage for criminal activities of the insured.
It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.
Almost all policies will cover living expenses if a homeowner is forced to move.
Homeowners insurance covers the house itself should it be damaged. Many of the policies include liability insurance so that if anyone is injured there you have protection. There are some types of mortgage insurance that cover the remaining mortgage should the owner die. But, if the lender does not require it due to a low down payment, one would have to specifically buy that.
If i go out of town and live the water running from the sink would mu homeowners cover the claim
Most homeowner insurance will cover for public liability but you need to read your policy.
Highly unlikely, Most home insurance policies these days specifically exclude coverage both property and liability for all fighting dog breeds.
You will have to call insurance co, to find out what they will cover.
The insurance policies that normally cover traffic accident compensation are vehicle insurance policies. To find out more, it is recommended to contact a local insurance agent.
That depends on the terms and scope of coverage you purchased. Most home insurance policies do not cover the cost of relocation.
No, That's what Auto Insurance is for.
No, not direct damage.
No. Home insurance is meant to cover losses that are sudden and accidental. A water line break is normally caused by earth movement (excluded in home policies) or roots growing into the line (not sudden). Sorry!
Not all homeowner policies cover against theft. The most basic homeowner policy will only cover against fire, wind and hail. If your Home Insurance Policy includes burglary then you should have no problem with coverage up to the specified limits. If the theft was by a household member then it is most likely not covered.
No, it does not. That is why there are different policies called "home insurance" and "vehicle insurance".(The answer above is not entirely true. The homeowner insurance "liability portion" may pay for the vehicle damage as long as there is not an animal liability exclusion)
No, homeowner's insurance does not cover maintenance and pest control is a maintenance issue.
Homeowners insurance does not cover land. It covers the insured structures located on the land.