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Do insurance companies pay for the totaled car causing a collision in a DUI case?

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βˆ™ 2007-08-22 10:16:55

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yes if you have collision coverage barring any exclusions in your policy to the contrary.

2007-08-22 10:16:55
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Related Questions

How do you determine if vehicle is totaled when burned?

A vehicle is totaled if it cost too much to repair it. Usually, insurance companies determine whether or not a vehicle is totaled.


What happens to a totaled car after the insurance co pays you for it?

Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.


What to do if Car totaled and no collision insurance?

If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.


Do you have to accept the cash if your car is totaled or can you tell them that you want to have your car fixed?

If you have collision insurance, they will pay out up to 40-70% of the value of the car in repair costs. Over that amount, it is considered totaled., and they cut you a check for the value of the car. The percentages vary with companies, vehicle, etc. You don't have any say in it. If you have only liability insurance, you're on your own for the repairs.


What happens to a car that's declared totaled by the insurance company?

If you want to keep a totaled car, the insurance company will determine the salvage value and deduct that from your settlement check. You can still get liability insurance (if there are no safety issues related to the damage), but not collision or comprehensive unless you have the repairs made.


What will collision insurance cover in the event of an accident?

Collision insurance will cover any damages to your vehicle (or refund you the value of the car in the event that it becomes totaled) in the event of an accident. Collision insurance coverage typically only applies when you are the at-fault driver in the accident. Collision coverage covers any sort of collision whether it be with another car, a pot hole, a tree, a guard rail, a ditch, etc.


If you are involved in a collision and your policy is only 10.000 but the other vehicle is totaled is the insurance company responsible for the amount over the policy?

Nope.


What does the finance company do when a car is totaled and there is no collision insurance?

If the driver was uninsured or only had liability insurance, they would be liable to still pay the finance company back or face a lawsuit.


If a vehicle is wrecked then totaled and it has a lost title will this affect the insurance claim?

Totaled vehicles which have been rebuilt generally have a "salvaged vehicle" title, or whatever it's called in your state. Vehicles with a salvaged vehicle title are by definition, not as valuable as the same vehicle with a clean title. If the vehicle is subsequently in another collision, the insurance company will not pay as much since the loss was not as great. Insurance companies only need to pay you for the actual value of the vehicle.


Will gap insurance pay off the balance of your loan if your vehicle is totaled?

In California it is normally necessary for you to currently have comprehensive and collision coverage in place at the time of the accident for your gap insurance to take effect.


What happens if your car gets totaled by another driver in collision accident?

You get the Traffic Collision Report. You find out who was at fault. You get the other driver's insurance information. You file a claim with his insurance company. Using an attorney to represent you helps to avoid you suffering through the process yourself.


I have liability insurance my car was totaled what am i to do with the car?

Repair it make a planter out of it sell it for scrap Without collision insurance you are out of luck unless the accident was the other guys fault, in which case his insurance will pay you for the value of your car and collect the remains.


What do you do if you get into a collision?

well if you get hurt call an insurance agency like morris bart and you get the money you deserve, but if you dont get hurt the car gets totaled by a tow truck.


Does insurance cover a car totaled in a wreck involving a DWI?

If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose.


What formula is used to determine if a vehicle is a total loss?

Insurance companies will determine that your car is totaled if the cost of the damage approaches or exceeds the car


What happens if you have no insurance and you totaled your car?

you will have to pay a debt and GET CAR INSURANCE


How can you locate RVs totaled by insurance companies to purchase for salvage or retitle as a salvage vehicle?

CONTACT AN CLAIMS AGENT FROM LOCAL INSURANCE COMPANIES, THEY WILL TELL YOU WHICH WRECKER NOW HOLDS TITLE OF THE SALVAGE VEHICLE(S). THEN YOU CAN CALL THE WRECKER DIRECTLY


What is the definition of totaled?

used of automobiles; completely demolished; "the insurance adjuster declared the automobile totaled"


What is a sentence for totaled?

I was most relieved to find out that my insurance company agreed with my statement that it had been totaled. I came out ahead when my expenses were totaled up.


Do you have to accept the insurance company's offer after your car is deemed totaled?

You can ask for more money and get other estimates. But usually, the insurance companies will price the loss of a car depending on the blue book's value.


Does your insurance company pay for your car?

If you carry full collision and replacement of your vehicle, depending on your insurance company, they will pay the blue book value of the car if it is totaled. That is why it is important not to ever owe more than the car is worth, which is referred to as "being upsidedown."


How long to get a check from your insurance for your totaled car when you are at fault and the other car has minor to moderate damage?

If you have comprehensive and collision the insurance company covers your car for loss. Unfortunately, most people don't have comp & collision after the car is paid off. If the bank still has an interest in the car, they will make demand of the insurance company and the BANK will be paid first. After that, if any money is left over you might get a check.


Is it legal for your insurance company to deny a loss for a car that was totaled?

It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


Why would an insurance company declare a vehicle totaled?

An insurance company declares a vehicle totaled when the cost to fix the vehicle exceeds 70% or more of its market value.


Husband totaled his car last year and the insurance company is charging us for his totaled car on new policy. Are they allowed to charge us for a totaled car that you don't own anymore?

When a car is totalled, it goes on your driving record. When insurance companies look up your record, they take that claim you made and make it part of the deciding factors of how much your premium should be. I had an at-fault accident last year and it did not total the car, however the insurance company hiked my rate 50 dollars. My best advice to you is shop around. Seeing a broker (someone who sells insurance on behalf of a certain number of insurance companies) may save you some time.