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Do most insurance companies cover cosmetic teeth?

Updated: 8/20/2019
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12y ago

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"Typically insurance companies do not cover cosmetic dentistry. There are occasions and circumstances in which the insurance company will cover these costs, you are going to have to speak with your insurer to be sure if they an cover the procedure you wish to have."

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Q: Do most insurance companies cover cosmetic teeth?
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Related questions

Does Met life dental cover teeth straighening?

"No, teeth straightening is a cosmetic procedure and will not be covered by regular insurance unless under a special plan specifically stating that they will allow a copay."


How expensive is laser whitening?

The cost of whitening can vary from dentist to dentist. However, the cost may reflect the quality of work. Unfortunately, most insurance companies do not cover cosmetic procedures such as teeth whitening, so you will have to pay full price for the service.


Will insurance cover bleached teeth?

No. Cosmetic and elective procedures are not covered by insurance. I'm sure you can see the reasons why. For full disclosure, I own and operate a small Independent Insurance Agency in Georgia and have for the past 22 years. I also worked for a direct writer for the 3 years before that.


Are there any insurance policies that will cover dental makeovers?

Dental makeovers involve whitening, veneers, and implants to improve the look of a person's teeth. Some insurance policies will cover some if these treatments if the patient can prove that it was done for medical reasons and was not strictly cosmetic. The best way to locate an insurance policy is to contact a dentist that specializes in makeover and consult them about available policies.


Does insurance cover laser teeth whitening treatments?

"Not all insurances cover the cost of laser teeth whitening treatments. If your insurance does not cover the cost, you may want to talk with your dentist about the cost and a possible payment plan."


What does aesthetic dentistry treat?

Aesthetic dentistry is part of the cosmetic dentistry industry. They perform cosmetic procedures to repair cracked teeth, white teeth, improve alignment without the use of traditional braces and apply veneers. Most cosmetic or aesthetic procedures are not covered by insurance because they are not considered essential procedures.


Dentist to Install A Cosmetic Veneer?

form_title=Find a Dentist to Install A Cosmetic Veneer form_header=A veneer can improve the shape, structure and view of your teeth. Are you missing any teeth?= () Yes () No What is the main reason you want veneers?=_ Would this be covered by insurance?= () Yes () No


Does Met Life Dental cover teeth cleanings?

If your dentist tells you you absolutely need a teeth cleaning and writes the insurance company they will cover their portion of the cleaning.


Are there any health insurance companies that cover dental implants since dental insurance considers it a cosmetic procedure?

To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).* Unlike most dental procedures, you can expect to pay 100% of the cost of a cosmetic procedure out of your own pocket. Your dental insurance company will typically not pay for purely cosmetic procedures. Usually, insurance only covers the costs of procedures required for a functional purpose. In cases where there is both a functional and cosmetic need for a procedure, e.g. crowns that protect and improve the appearance of your teeth, and insurance companies typically only covers the amount required to protect the tooth. * Your best bet it to shop around for the best prices for implants. * Actually, more dental plans are adding coverage for implants as an alternate to a bridge or for a single tooth space. A 2008 report by the National Association of Dental Plans found that most Dental PPO and Dental Indemnity Plans of the reporting companies either include implants in standard coverage or offer it as an added benefit. Health insurance companies generally do not provide coverage of dental procedures except for oral surgery that results from an accident or injury.


What type of procedures are considered cosmetic dental work?

There are several different works, and procedures that dentists do. Here is a list of just a few of the procedures they do: Teeth Whitening, Veneers, Implants, Crowns, Shaping, Bonding, and Orthodontic Treatment


Are dentures considered cosmetic or prventative?

When a person looses their teeth, dentures are both cosmetic and preventative. Dentures are cosmetic as a replacement for missing teeth, and a preventative measure to prevent choking on food items.


Cosmetic Dentistry ?

Cosmetic dentistry refers to dental procedures that aim to improve the appearance of a person's teeth, gums, and smile. It focuses on enhancing the aesthetics of the teeth rather than addressing functional issues. Cosmetic dentistry treatments can include teeth whitening, dental veneers, dental bonding, dental implants, orthodontic treatments like braces or clear aligners, gum reshaping, and tooth-colored fillings. These procedures can address various cosmetic concerns such as tooth discoloration, chipped or cracked teeth, gaps between teeth, misaligned teeth, and uneven gum lines. The goal of cosmetic dentistry is to help individuals achieve a more attractive smile, boost self-confidence, and improve overall facial aesthetics.