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Do motorcycles licensed for street use still need liability insurance coverage?
Wiki User
∙ 13y ago
Yes. Off road vehicles do not require insurance.
Wiki User
∙ 13y ago
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Can a licensed driver with valid Texas license obtain liability auto coverage in Texas?
Anyone over the age of 18 can buy autom insurance in Texas, licensed or not.
Does a home based child care center need commercial liability insurance?
To become licensed child care center, you are required to have commercial liability insurance. However if becoming licensed is not your goal, commercial liability insurance is not necessary. You should consider increase your home owners insurance to protect you in the event of accident. Most insurance companies will provide you additional coverage for people wanting to do a start a home based day care.
Do you need insurance for 50cc gas scooter?
If it is licensed to drive on streets it is probably required to have liability insurance at least. If it is financed in any way you probably have to purchase not only liability insurance but also physical damage coverage as well in order to protect the finance company or bank.
Do I have to have liability insurance if I open a small construction business?
Yes, you are required to have liability insurance if you wish to open, and have licensed, a small construction business.
Where to get general liability policy for general contractor?
Contact a licensed commercial insurance agent in your area. It will be able to assist you if it do not sell the particular coverage you need by referring you to another broker. Do a search for general liability insurance for your state and hundreds of agents will show up. Make sure you use a contractor insurance specialist however.
Where can one find cheap liability insurance for a hvac repair business?
An insurance broker or agent licensed in your state can help you find liability insurance for your HVAC Company.
If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?
Yes.Thats what full coverage covers
What is umbrella liability insurance?
So does that mean you cannot get an umbrella liability policy without having some primary coverage first? I am a landlord. Let's say I am not concerned about property damage or fire loss, just liability. Is there any type of insurance I can buy just for liability? _____________________________________________________________________________________________ In answer to your question, by its very nature, there has to be underlying coverage in order to have an unbrella policy. Otherwise, there is nothing for the umbrella to supplement. Different insurance companies have different underwriting requirements as to the amount of underlying coverage you much have to get an umbrella of a stated amount. Since you are a landlord, and presumably want coverage on the rental property, you may want to look into a Commercial General Liability insurance policy. It is a broad form of policy that covers an array of risks. Only a licensed insurance agent can advise you on what is best for your needs. However, since it is rental property, I do not understand why you would not want insurance on the property itself, such as fire insurance, unless the property is uninsurable. --Luke Brown
Will Home Owners Insurance cover floor damaged by poor installation?
Generally No, Your homeowners insurance does not provide coverage for the quality of workmanship you hire from a contractor or builder. Your contractor or your contractors General Liability Insurance Policy would offer coverage for your loss. This is why it's always best to check out a contractors credentials. You should always verify they are properly licensed and carrying the appropriate insurance before any work starts.
Will homeowner's insurance cover a stolen car?
The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.
If your car is hit by an illegal alien who does not have a drivers license and your insurance company says you are at fault how do you dispute this?
The liability is not determined by whether one of the driver's is an illegal alien or licensed. If you cause an accident with another vehicle, your insurance company will owe the claim regardless. You dispute it in the same way you would any other unapproved claim: find witnesses and file a lawsuit. The answer by anonymous, is correct assuming you have full coverage. If you do not have collision insurance, they do not owe you for your car, and if you do not have liability (but then you wouldn't even have an insurance company since they wouldn't write any other coverage without it) they don't owe for the IA's damages either.
Will my homeowners policy provide coverage for roofing contractors?
The liability coverage on your homeowners policy will protect you from anyone that is hurt on your property and tries to sue you. As for the roofing contractors, you would need to make sure they are licensed and bonded themselves so any damage they cause will be covered. If you are looking for a roofer, do not hire anyone who does not carry their own business liability policy. I am an insurance agent and this answer is based on my knowledge of insurance and claims, but you can go to the following website to read frequently asked questions on insurance quotes and claims. This is the website I found additional answers for your question: http://www.insurancequotesfaq.com/homeowners-insurance/homeowners-insurance-2126.html
