Generally yes, but only for state income tax returns and only in states where either same-sex marriage or civil unions (or both) have been legalized.
On exception to this is Illinois. However, Illinois' state income tax is a flat tax and there is no mathematical difference between filing as a married couple or as two individuals.
The American Income Life Insurance Company was founded in 1951. The company is based in Waco, Texas and provides life insurance to credit unions and labor unions.
Many people with low and moderate incomes aren't aware that there is free tax prep software available through the IRS website for anyone capable of doing a simple return. For those who need complex returns, free and discounted tax prep options are frequently available through banks and credit unions as well. Free filing is generally only an option for federal returns, though state filing is often also available for a small fee when necessary.
labor unions, churches, universities, and hospitals
Nonprofit organizations like collages, labor unions, and churches
Domestic partnerships are not legally allowed to file a joint return. Same sex married couples are able to file joint returns. Civil unions, domestic partners, etc. are not seen as legally married by the U.S. Government or the IRS. You cannot legally file a joint return in these situations.
Banking Institutions are the banks or credit unions we use. Major ones, which you probably have one of them, is Bank of America, Chase, Wells Fargo.
Credit unions are nonprofit financial institutions. Technically, you're answer is incorrect. Credit unions are not-for-profit, member owned, financial cooperatives. They are NOT the Salvation Army, the Red Cross, or Goodwill, which are nonprofit organizations. Credit Unions must earn money to cover overhead & operations, provide returns to their members and build capital. Since they are cooperatives, they issue no stock (which banks do to raise capital to expand branchs and offer additional services) and the only way credit unions can build capital is through earnings.
craft unions and industrial unions
You can get a good debt to income ration calculator through banks like Bank of America, Wachovia, Chase Manhattan, Wells Fargo, Citibank, and your local credit unions.
All of the profits in Credit Unions are returned to members (everyone with a share account) in lower rates on loans and higher rates on dividen balances. Credit Union get 7-8% of their income from fees, whereas commercial banks average fee income is 40-50%. Commercial banks profits go to their investors/share holders.
An IRA can be established with credit unions, banks, savings and loan companies, or with brokerage companies. Any person with income may open an IRA.
There are four different types of credit unions. They are global credit unions, national credit unions, local credit unions, and employee credit unions.