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Do the kids have to pay their mother's outstanding Visa balance when she dies if she has no assets and no husband?

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April 24, 2005 8:08PM

No, in this type of situation only the account holder is responsible for the debt. If there is no estate the debt will be voided. Please be advised this does not necessarily mean an unethical collector/creditor would attempt to convince family members they are obligated for repayment.