Typically, no.
they dont have to take the car back,although they can sue you for the value or the balance of the loan If the lender is local, leave it in their parking lot, then call them and tell them where to find the car.
Yes, the car can be repossessed from any open location, your driveway, an open garage,and any kind of parking lot, etc. Sorry.
YES! Mine was.
IF your vehicle is collateral for loan in DEFAULT, it CAN be repoed.
Technically the car can be repossessed when your loan becomes 30 days late. The industry standard is to start looking for the car after 90 days. This is for large banks. If you purchase a car at a 'buy here pay here' lot, they WILL take the car on the 31'st day.
yes.
When a car is up to be repossessed, the repossessor can take it from wherever he or she finds it: your home or your driveway, job or church parking lot, friend's, relatives, shopping mall parking lot, street parking, or wherever they catch you out of the car. In most states, they cannot break into a garage but they can take the car if the garage door is up. They can take it even if you try to hide it. It's far better to call your creditor and work out paying your missed payments.
NOPE, they are part of the car.
CALL a local attorney NOW. The part about "ahead on payments" scares me. How you determine you are "ahead" and how the lender determines that gets a lot of folks in trouble.
Usually when your vehicle is repossessed it is auctioned off and the proceeds are applied to the balance of the loan after any commissions, fees or other charges are deducted. You are then responsible for the remaining balance.
If you owed money on the car (which is probably why it was repossessed), you need to pay what they demand. Check the paper you signed when buying the car if you think they are 'demanding' something different than you signed. Your girlfriend was smart to cancel the insurance, since a repossessed car does not need insurance. You cannot sue your girlfriend for calling the car lot, or for cancelling the insurance, because you cannot show DAMAGES to yourself.
The car gets taken to the impound lot, and you have to file paperwork and pay a certain amount of money to get your car back.