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CALL a local attorney NOW. The part about "ahead on payments" scares me. How you determine you are "ahead" and how the lender determines that gets a lot of folks in trouble.

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19y ago
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Q: What do you do if your car was repossessed but there was no breach of contract and you are ahead on payments?
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If your payments are 3 weeks ahead can they repo your car if you were in a wreck?

If you did not comply with the terms of the contract, they can repo the car. If you DID comply with the terms of the contract they are in violation of the law if they try to repo the car. It all depends on the terms that you originally signed. If it was a DUI wreck or anything else that willfully contributed to the wreck, you may have violated a condition of the contract. You may need to dig out the old contract and have a lawyer look at it for you.


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