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It depends on the laws in your state or jurisdiction. The state I live in does not allow photo tickets to become part of your official driving record. Why would it matter? If you went thru the red light, you are guilty of a driving offense, right? So of course the insurance company will see that as a sure sign that you are a bad driver and raise you rates, accordingly. It does not matter if you got caught by a camera or a human in a uniform, you still blew the light, right? WRONG, dont listen to that last answer. There are many reasons you can get a ticket and not be responsible. Reason #1 your spouse or another family memeber could have used your car with/without permission and gotten one. Dispute it with the court within 15 days if possible and your case will be dismissed. They cannot prove in anyway that you were driving because they didnt physically pull you over to see, so the above answer is wrong! Will it affect your insurance, most likely it will, atleast in most states as long as you got a ticket, you will be affected unless you dispute it. What effect do red light/speeding camera tickets have on your car insurance premium? According to Dave Roush, CEO of Insurance.com, the tickets are categorized as a civil penalty, so they normally don't result in points on the offender's driving license nor do they impact the driver's auto insurance rate. Roush also notes that the best defense is to always drive with caution and care. Following these measures will help you maintain a good driving record and a lower auto insurance rate.

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14y ago
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12y ago

It depends upon your insurer and the traffic laws of your jurisdiction (city, county or state). Differences may exist depending upon the degree of severity the jurisdiction attaches to the offense, and whether you are actually convicted of the offense.

The fact that you got a ticket is only an accusation. Unless you got convicted, the ticket will likely have no bearing whatever.

If you ran a red light and caused a collision, most insurers will hold that against you. Insurers differ, however, on what the effect will be on your premium, and it usually depends upon how much it is required to pay to or on behalf of the innocent party.

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Q: Do traffic light cameras affect insurance?
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Do Tickets from red light cameras affect insurance rates in ny?

Red light camera tickets are moving violations. As such it will probably affect your insurance, but only your policy issuer can tell you for sure.


How do you feel about camera on traffic light?

Fine because they are traffic control cameras


Are there any traffic light cameras in Tewkesbury?

There are no red light cameras in Tewkesbury apart from the A4019. Hope this solves the problem


What are the cameras for on traffic lights?

traffic light cameras are camerashat take pics of peoples cars when they pass the streets when its red light


What colour are traffic light cameras supposed to be?

green,orange,red


What do traffic cameras at traffic lights look like and do they flash or click when they take a picture?

At most intersections, you will see little cameras at the top of the light. They look like little tubes. These are not red light traffic cameras. They are sensors used by the traffic light to control whether its a green light or red light. Actual red light cameras are usually bigger and are placed on the curb on its own pole. They usually have a flashlight to take pictures. They flash at night when taking pictures.


Does a red light ticket on your bicycle affect your car insurance rates?

I would assume so, but your jurisdiction may handle traffic tickets for bicycles differently.


Do red light cameras effect your insurance rates if you get caught by one?

== == YES. If you are CONVICTED of running a red light, your insurance will GO UP. It is a sure sign that you WILL have an accident, soon.


Can you get California traffic tickets in the mail?

Yes, You could get a traffic ticket for a red light violation in California. The evidence is collected by still shot and vidoe cameras.


Are red light cameras use infrared or flash cameras?

Red light cameras are usually high speed video cameras that use ambient light.


Red light cameras make insurance go up in nc?

In Cary, NC, a Red Light Camera violation is like a parking ticket. No points are assessed to your driving record and no record of the violation is sent to your insurance company or the DMV.


Will disobeying lane light result in insurance premium hike?

Any moving violation, including disobeying a traffic control device can effect your insurance premiums