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No. They can't do anything about it. Usually if you wan't to avoid them just don't answer the phone. The only thing that is hurting will be your credit. I would advise you try to rebuild your credit and work with them somehow. You can't do anything financially without credit.
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∙ 12y ago
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What are the best methods in dealing with debt collectors?
There are several approved methods for dealing with debt collectors. One method is to set up a payment schedule with the collections agency. Another is to hang up and change your name and phone number.
Why would a debt collector representing an apartment complex inform you of your Miranda rights?
Scare Tactics OnlY... Just hang up. * Intimidation tactics by creditors/collectors are a direct violation of the FDCPA. Violators should be reported to the justice department of the state attorney general's office in the state where the consumer resides.
Limit to how long collectors can legally collect your debt in Ohio?
In Ohio, the statute of limitations for collecting a debt is typically 6 years for written contracts and 4 years for oral contracts. After this time period has passed, creditors cannot sue you to collect the debt, although they can still attempt to collect it. It's important to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA) to ensure collectors are following legal guidelines.
Understanding How the Fair Debt Collection Practices Act Protects Consumers?
The Fair Debt Collection Practices Act (FDCPA) protects consumers by setting guidelines for how debt collectors can communicate and behave when attempting to collect debts. It prohibits practices like harassment, false statements, and unfair practices. Consumers have rights under the FDCPA, including the right to request verification of the debt and the right to stop debt collectors from contacting them. It is important for consumers to know their rights under the FDCPA to protect themselves from abusive debt collection practices.
Stop collection calls?
There is a home phone module invented by an attorney that is named DAAN. Once you plug it into your home phone jack; simply answer the calls and push the star* key and hang-up. If you would like more information you can find it here. http://www.creditalliancegroup.net/daan.html Hope this helps. >>>>You may stop all collection calls from debt collectors by informing them that their calls are inconvenient. In fact, you may simply inform them that all telephone calls to any telephone number regarding this debt are inconvenient. A verbal notice may work sometimes, but many debt collectors will continue to call until a written demand is received. For more information, you may find out about your rights under the Fair Debt Collection Practices Act.
What is the simple present or past or future tense of the word hang-up?
I hang up; he hangs up. I hung up; they hung up. I shall/will hang up; you will hang up.
What times of day can a creditor call you?
usually its between 8am to 9pm in your time zone but look up the fair debt collcection act and it will live you a list of things collectors can and cant do.
When do you hang up kony posters?
you can hang them up when ever you like but the night to hang them up is April 20 :)
When was Hang You Up created?
Hang You Up was created in 2011.
Can payday loan company sue?
Yes, however, the company is not likely to do so. Payday loans are generally less than $2,000 so most payday lenders will not go to the trouble to sue someone. However, what they may do is sell the bad debt to a collector and that collector may be willing to come after the debtor as collectors are set up for recovery via the legal system.
Can telemarketers hang up?
Yes telemarketers can hang up. Have you ever wondered when you say who they want isn't there, they hang up.
How long are you liable for a credit card debt?
As a responsible cardholder, you are generally liable for any credit card debt up to the statute of limitations as established within your state. This does not prevent a debt collector from continuing to pursue older debts, but it does generally prevent judgments on old debts as long as you advise the creditor or court that the statute of limitations has expired. Debt collectors may still pursue debt collection even beyond the statute of limitations.
