It depends on the credit card. Most of the time, cash advances are subject to a higher interest rate than purchases.
Credit card interest rates are higher on cash advances. Check your card for specific details.
No, they cannot come after the purchases. They can object to the discharge if you ran up your credit card balance before filing, and the purchases or cash advances were not for necessities.
Ideally, there would be no fees for cash advances and the same interest rate for all charges, both purchases and cash advances. (Some cards offer both of these features.)
It could make a difference if the debt was acquired through cash advances instead of purchases, as this activity often has a higher APR associated with it.
There are a number of credit card companies that offer cash advances to customers. One can get them from Citi credit cards, Commonwealth Bank Credit card and the HSBC Credit Card.
When you borrow money on a credit card, it's called a cash advance. A cash advance is when you use your credit card to get cash from an ATM or bank teller, or to transfer money to your bank account. Cash advances usually have higher interest rates than regular purchases, and they may also have fees associated with them. It's important to read the terms and conditions of your credit card agreement to understand the interest rates and fees associated with cash advances.
There a varying credit limits depending on type. The minimum closing balance is $25. Interest of purchases varies by card type. Interest on cash advances is the same for all card types.
No, you don't need a PIN to use a credit card in order to make a purchase. The only need for a PIN on a credit card would be if you are taking a cash advance out on your card* and this would be processed through an ATM.* the APR on cash advances, if allowed by your bank, are typically higher than your purchase APR. Thus, cash advances are not recommended.
Debit Purchases Credit Cash
On average, the interest rates on credit card cash advances are about 4 to 6%. You can get an updated number at www.bankrate.com/brm/news/cc/20020814q.asp
If you are looking for a credit card that gives you cash back on your purchases you should think about getting a Discover card. Depending on your credit score they give you different rates of cash back.
There are several different interest rate tiers for purchasing Nordstrom products. In addition, there are different rates for Non-Nordstrom purchases and cash advances.
A cash advance is when you borrow cash against your credit card. When you borrow cash you will usually pay a much higher interest rate than you would for purchases.