If they are driving your vehicle, Yes. It "is" part of the terms of the insurance contract you signed and agreed too.
yes ,you can add driver's name in your insurance policy.
You can add your roommate to your auto policy as a driver but you cannot add their vehicle to your policy. You cannot insure a vehicle you do not own and since you have no legal relationship with a roommate you cannot add a vehicle they own to your policy. You do have an obligation to add them as a driver on your policy if they ever drive your car.
Yes, You can add any person to your policy whom you wish to designate as a covered driver.
It really depends on what your insurance policy is.
Yes. You can add and have an obligation to add anyone who drives your vehicles. This does not mean that you can add their vehicles onto your policy. You cannot insure a vehicle that you do not own.
If you add the child as a driver on the policy.
To add a driver to your insurance policy, contact your insurance provider and provide the new driver's information, such as their name, date of birth, and driver's license number. Your insurance company will then assess the new driver's risk profile and adjust your policy accordingly. Be prepared to potentially pay an additional premium based on the new driver's driving history and other factors.
Add him in what capacity? If it's an auto policy and you want to add him as a driver, that's fine. If you want him to be named on a homeowner's policy, it can only be done if he has actual interest in the property.
If it is a licensed driver and in your household, then they should be added to your policy.
Yes, but the parents have to add the new driver to their policy.
Sure, The policy owner can add any driver to their auto insurance policy, In fact, If you are a regular driver the owner is required to disclose such and list you as a scheduled driver, otherwise the insurance company could deny coverage in the event of an accident involving an unscheduled driver. It does not matter if your related or not.
ABSOLUTELY, if you saying you were told you must add the driver to the policy in order for there to be coverage for that driver, and the premium was too high, so you didn't add them, but let them drive anyway and they had an accident? If that is the question I'm sorry, but you, (and perhaps the driver) more than likely will have to pay for all loss costs yourself.