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Do you have to add your child to your car insurance if they drive only occasionally?


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Wiki User
2016-07-23 09:55:03
2016-07-23 09:55:03

If they live in the household, yes.

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Yes. But, if insurance is manditory in your state then your child must be on your insurance plan.

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Acceptance Auto Insurance offers cheap non-owner auto insurance in Florida. Non-owner auto insurance is designed for people who only drive occasionally.

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Yes, they would be covered as long as they only drive occasionally. If they drive more than 12 times out of the year, they would need to be rated on your policy in order for them to be covered.

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Non owners Insurance, More aptly named "Drivers Insurance" is for people who occasionally drive but do not own a vehicle. Coverage is Personal Lines, Secondary and is applicable only to unplanned, unexpected usage of a motor vehicle. Happy Motoring

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Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.


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